TWFG (TWFG, Inc. Common Stock) Stock Financials & Earnings

TWFGTWFG, Inc. Common Stock

Mkt Cap$306M

Revenue (TTM)$252M

Net Income (TTM)$8M

EPS (TTM)$0.74

Free Cash Flow (TTM)$46M

Gross Margin111.3%

Op. Margin14.2%

Net Margin3.1%

FCF Margin18.3%

P/S Ratio (TTM)1.2x

P/E Ratio (TTM)39.9x

YoY Rev Growth+29.8%

Employees—

Earnings Reports

Next: Q1 2026 · Mar 18

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$39M	$8M	$5M
Q2 23	$44M	$10M	$7M
Q3 23	$46M	$10M	$8M
Q4 23	$38M	$4M	$1M
Q1 24	$45M	$12M	$7M
Q2 24	$51M	$13M	$8M
Q3 24	$51M	$12M	$8M
Q4 24	$46M	$10M	$5M
Q1 25	$52M	$12M	$6M
Q2 25	$58M	$14M	$7M
Q3 25	$62M	$17M	$9M
Q4 25	$80M	$237M	$14M

Revenue Breakdown

Valuation

Operating Cash Flow

Capital Expenditures

CapEx

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

Revenue Segments

Quarter	Commission Income	Fee Income	License	Product and Service, Other
Q1 25	$49M	$3M	$608K	$364K
Q2 25	$55M	$3M	$559K	$384K
Q3 25	$58M	$3M	$886K	$292K

War Chest

Quarter	Cash	Short-term Investments	Total
Q4 23	$39M	$0	$39M
Q1 24	$153M	$0	$153M
Q2 24	$26M	$0	$26M
Q3 24	$191M	$0	$191M
Q4 24	$196M	$0	$196M
Q1 25	$196M	$0	$196M
Q2 25	$160M	$0	$160M
Q3 25	$151M	$0	$151M
Q4 25	$156M	$0	$156M

Shares Outstanding

Revenue Per Employee

Revenue / Employee