TCBKTriCo Bancshares

$2B

Q4 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$81M+1.6% YoY

Gross Profit

$77M95.8% margin

Operating Income

$32M39.4% margin

Net Income

$23M28.4% margin

EPS (Diluted)

$0.75

QoQ Revenue Growth

-1.4%

Cash Flow

Operating Cash Flow

$27M

Free Cash Flow

$25M

Stock-Based Comp.

$441,000

Balance Sheet

Total Assets

$6.5B

Total Liabilities

$5.6B

Stockholders' Equity

$907M

Cash & Equivalents

$277M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$81M	$79M	+1.6%
Gross Profit	$77M	$74M	+3.7%
Operating Income	$32M	$31M	+3.8%
Net Income	$23M	$23M	-1.4%

Revenue Segments

Credit and Debit Card

$6M50%

Deposit Account

$5M39%

Financial Service, Other

$793,0007%

Mortgage Banking

$448,0004%

TCBK Q4 2019 Earnings — TriCo Bancshares Revenue & Financial Results | Market Cap Arena