TCBKTriCo Bancshares

$2B

Q3 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$132M+4.1% YoY

Gross Profit

$97M73.5% margin

Operating Income

$39M29.8% margin

Net Income

$29M22.0% margin

EPS (Diluted)

$0.88

QoQ Revenue Growth

+0.9%

Cash Flow

Operating Cash Flow

$29M

Free Cash Flow

$27M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$9.8B

Total Liabilities

$8.6B

Stockholders' Equity

$1.2B

Cash & Equivalents

$320M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$132M	$127M	+4.1%
Gross Profit	$97M	$98M	-1.4%
Operating Income	$39M	$42M	-6.3%
Net Income	$29M	$31M	-5.0%

Revenue Segments

Credit and Debit Card

$6M51%

Deposit Account

$5M39%

Financial Service, Other

$1M10%

Mortgage Banking

$439,0003%

Excess Mortgage Servicing Rights

-$332,000-3%

TCBK Q3 2024 Earnings — TriCo Bancshares Revenue & Financial Results | Market Cap Arena