TCBKTriCo Bancshares

$2B

Q3 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$83M+4.9% YoY

Gross Profit

$83M100.0% margin

Operating Income

$39M46.8% margin

Net Income

$27M33.0% margin

EPS (Diluted)

$0.92

QoQ Revenue Growth

+0.3%

Cash Flow

Operating Cash Flow

$41M

Free Cash Flow

$40M

Stock-Based Comp.

$737,000

Balance Sheet

Total Assets

$8.5B

Total Liabilities

$7.5B

Stockholders' Equity

$982M

Cash & Equivalents

$740M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$83M	$79M	+4.9%
Gross Profit	$83M	$70M	+19.5%
Operating Income	$39M	$24M	+60.8%
Net Income	$27M	$18M	+55.8%

Revenue Segments

Credit and Debit Card

$7M60%

Deposit Account

$3M32%

Financial Service, Other

$914,0008%

Mortgage Banking

$467,0004%

Excess Mortgage Servicing Rights

-$471,000-4%

TCBK Q3 2021 Earnings — TriCo Bancshares Revenue & Financial Results | Market Cap Arena