SPFI Q4 2024 Earnings — South Plains Financial, Inc. Revenue & Financial Results | Market Cap Arena

SPFISouth Plains Financial, Inc.

$665M

Q4 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$73M+12.7% YoY

Gross Profit

$49M67.2% margin

Operating Income

$21M28.3% margin

Net Income

$16M22.5% margin

EPS (Diluted)

$0.96

QoQ Revenue Growth

+3.4%

Cash Flow

Operating Cash Flow

$4M

Free Cash Flow

$3M

Stock-Based Comp.

$617,000

Balance Sheet

Total Assets

$4.2B

Total Liabilities

$3.8B

Stockholders' Equity

$439M

Cash & Equivalents

$359M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$73M	$65M	+12.7%
Gross Profit	$49M	$42M	+16.4%
Operating Income	$21M	$13M	+58.0%
Net Income	$16M	$10M	+59.8%