SPFI Q3 2025 Earnings — South Plains Financial, Inc. Revenue & Financial Results | Market Cap Arena

SPFISouth Plains Financial, Inc.

$665M

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$74M+4.6% YoY

Gross Profit

$52M70.3% margin

Operating Income

$21M27.9% margin

Net Income

$16M22.0% margin

EPS (Diluted)

$0.96

QoQ Revenue Growth

-3.0%

Cash Flow

Operating Cash Flow

$24M

Free Cash Flow

$22M

Stock-Based Comp.

$650,000

Balance Sheet

Total Assets

$4.5B

Total Liabilities

$4.0B

Stockholders' Equity

$478M

Cash & Equivalents

$635M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$74M	$71M	+4.6%
Gross Profit	$52M	$46M	+13.3%
Operating Income	$21M	$14M	+44.4%
Net Income	$16M	$11M	+45.5%