SFNC Q4 2024 Earnings — Simmons First National Corporation Revenue & Financial Results | Market Cap Arena

SFNCSimmons First National Corporation

$3B

Q4 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$366M+6.7% YoY

Gross Profit

$192M52.4% margin

Operating Income

$54M14.8% margin

Net Income

$48M13.2% margin

EPS (Diluted)

$0.38

QoQ Revenue Growth

+5.2%

Cash Flow

Operating Cash Flow

$83M

Free Cash Flow

$72M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$26.9B

Total Liabilities

$23.3B

Stockholders' Equity

$3.5B

Cash & Equivalents

$687M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$366M	$343M	+6.7%
Gross Profit	$192M	$164M	+16.9%
Operating Income	$54M	$19M	+178.1%
Net Income	$48M	$24M	+102.1%

Revenue Segments

Deposit Account

$25M38%

Fiduciary and Trust

$17M25%

Credit and Debit Card

$16M25%

Financial Service, Other

$5M7%

Mortgage Loans

$4M6%