SFNC Q2 2025 Earnings — Simmons First National Corporation Revenue & Financial Results | Market Cap Arena

SFNCSimmons First National Corporation

$3B

Q2 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$354M-4.1% YoY

Gross Profit

$199M56.2% margin

Operating Income

$64M18.0% margin

Net Income

$55M15.5% margin

EPS (Diluted)

$0.43

QoQ Revenue Growth

+0.9%

Cash Flow

Operating Cash Flow

$78M

Free Cash Flow

$66M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$26.7B

Total Liabilities

$23.1B

Stockholders' Equity

$3.5B

Cash & Equivalents

$645M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$354M	$369M	-4.1%
Gross Profit	$199M	$183M	+8.8%
Operating Income	$64M	$47M	+36.1%
Net Income	$55M	$41M	+34.4%

Revenue Segments

Deposit Account

$13M37%

Fiduciary and Trust

$9M28%

Credit and Debit Card

$9M25%

Mortgage Loans

$2M5%

Financial Service, Other

$1M4%