SFNC Q1 2025 Earnings — Simmons First National Corporation Revenue & Financial Results | Market Cap Arena

SFNCSimmons First National Corporation

$3B

Q1 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$351M-3.2% YoY

Gross Profit

$180M51.2% margin

Operating Income

$38M10.9% margin

Net Income

$32M9.2% margin

EPS (Diluted)

$0.26

QoQ Revenue Growth

-4.2%

Cash Flow

Operating Cash Flow

$33M

Free Cash Flow

$23M

Stock-Based Comp.

$5M

Balance Sheet

Total Assets

$26.8B

Total Liabilities

$23.3B

Stockholders' Equity

$3.5B

Cash & Equivalents

$634M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$351M	$363M	-3.2%
Gross Profit	$180M	$182M	-1.0%
Operating Income	$38M	$45M	-15.1%
Net Income	$32M	$39M	-16.7%

Revenue Segments

Deposit Account

$13M37%

Fiduciary and Trust

$10M28%

Credit and Debit Card

$8M25%

Mortgage Loans

$2M6%

Financial Service, Other

$1M4%