ROOT Q3 2025 Earnings — Root, Inc. Revenue & Financial Results | Market Cap Arena

ROOTRoot, Inc.

$619M

Q3 2025 Earnings

Financial Services Insurance - Property & Casualty

Income Statement

Revenue

$388M+26.9% YoY

Gross Profit

$81M21.0% margin

Operating Income

-$5M-1.3% margin

Net Income

-$5M-1.4% margin

EPS (Diluted)

$-0.35

QoQ Revenue Growth

+1.3%

Cash Flow

Operating Cash Flow

$58M

Free Cash Flow

$54M

Stock-Based Comp.

$29M

Balance Sheet

Total Assets

$1.6B

Total Liabilities

$1.4B

Stockholders' Equity

$265M

Cash & Equivalents

$653M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$388M	$306M	+26.9%
Gross Profit	$81M	$99M	-17.6%
Operating Income	-$5M	$23M	-121.9%
Net Income	-$5M	$23M	-123.7%