ROOTRoot, Inc.

$619M

Q4 2025 Earnings

Financial Services Insurance - Property & Casualty

Income Statement

Revenue

$397M+21.5% YoY

Gross Profit

$303M76.2% margin

Operating Income

$11M2.6% margin

Net Income

$5M1.3% margin

EPS (Diluted)

$0.31

QoQ Revenue Growth

+2.4%

Cash Flow

Operating Cash Flow

$70M

Free Cash Flow

$70M

Stock-Based Comp.

$14M

Balance Sheet

Total Assets

$1.5B

Total Liabilities

$1.1B

Stockholders' Equity

$396M

Cash & Equivalents

$263M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$397M	$327M	+21.5%
Gross Profit	$303M	$104M	+192.2%
Operating Income	$11M	$22M	-52.5%
Net Income	$5M	$22M	-76.0%

ROOT Q4 2025 Earnings — Root, Inc. Revenue & Financial Results | Market Cap Arena