RFRegions Financial Corporation

$24B

Q2 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$1.8B+10.5% YoY

Gross Profit

$1.7B94.0% margin

Operating Income

$740M41.2% margin

Net Income

$583M32.5% margin

EPS (Diluted)

$0.59

QoQ Revenue Growth

+9.7%

Cash Flow

Operating Cash Flow

$921M

Free Cash Flow

$756M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$160.9B

Total Liabilities

$144.4B

Stockholders' Equity

$16.5B

Cash & Equivalents

$20.5B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$1.8B	$1.6B	+10.5%
Gross Profit	$1.7B	$1.9B	-12.0%
Operating Income	$740M	$1.0B	-27.5%
Net Income	$583M	$790M	-26.2%

Revenue Segments

Consumer Bank

$600M54%

Corporate Bank

$467M42%

Wealth Management

$41M4%

RF Q2 2022 Earnings — Regions Financial Corporation Revenue & Financial Results | Market Cap Arena