RF

MKT CAP:$24B

Regions Financial Corporation

Market Cap

$24B

Financial Services·Banks - Regional·🇺🇸 United States·NYSE

Financials·Banks - Regional·🇺🇸·NYSE

Stock Price

$27.76+$0.20 (+0.73%)

Apr 24, 2026

Company Details

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corp...

CEO

John Turner Jr.

IPO Date

Mar 17, 1980

Website

www.regions.com

Key Metrics TTM

Revenue

$9.6B

+2.3% YoY

Net Income

$2.2B

EPS (Diluted)

$2.40

Free Cash Flow

$2.1B

Revenue / Share

$11.08

Gross Margin

75.8%

Operating Margin

29.5%

Net Margin

23.1%

FCF Margin

22.3%

P/S

2.5x

P/E

10.7x

Earnings Reports

Q1 2026

Apr 17, 2026

NEW

$2.3B+0.5%EPS $0.62

FY 2025

Feb 24, 2026

$9.6B+2.5%EPS $2.29

Q4 2025

Feb 24, 2026

$2.4B+0.9%EPS $0.58

Q3 2025

Nov 4, 2025

$2.5B+2.6%EPS $0.61

Q2 2025

Aug 5, 2025

$2.4B+5.3%EPS $0.59

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q2 22	$1.8B	$1.7B	$740M
Q3 22	$1.9B	$1.7B	$562M
Q4 22	$2.1B	$1.9B	$872M
Q1 23	$2.2B	$1.8B	$789M
Q2 23	$2.3B	$1.8B	$728M
Q3 23	$2.3B	$1.7B	$619M
Q4 23	$2.3B	$1.7B	$471M
Q1 24	$2.3B	$1.6B	$464M
Q2 24	$2.3B	$1.6B	$625M
Q3 24	$2.4B	$1.7B	$608M
Q4 24	$2.4B	$1.7B	$657M
Q1 25	$2.3B	$1.7B	$621M
Q2 25	$2.4B	$1.8B	$706M
Q3 25	$2.5B	$1.8B	$708M
Q4 25	$2.4B	$1.9B	$708M
Q1 26	$2.3B	$1.8B	$714M

Valuation

Quarter	P/S	P/E
Q2 22	2.7x	8.1x
Q3 22	2.7x	9.6x
Q4 22	2.7x	9.2x
Q1 23	2.2x	7.6x
Q2 23	2.0x	7.4x
Q3 23	1.7x	6.5x
Q4 23	2.0x	8.7x
Q1 24	2.0x	10.3x
Q2 24	2.0x	10.4x
Q3 24	2.3x	12.1x
Q4 24	2.3x	11.4x
Q1 25	2.1x	9.7x
Q2 25	2.2x	10.1x
Q3 25	2.5x	10.9x
Q4 25	2.5x	11.2x
Q1 26	2.3x	9.9x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 22	$584M	$515M
Q2 22	$921M	$756M
Q3 22	$321M	$293M
Q4 22	$1.3B	$1.3B
Q1 23	$196M	$178M
Q2 23	$397M	$376M
Q3 23	$860M	$763M
Q4 23	$855M	$834M
Q1 24	$396M	$277M
Q2 24	$161M	$154M
Q3 24	$1.3B	$1.3B
Q4 24	-$220M	-$229M
Q1 25	$1.1B	$1.1B
Q2 25	$573M	$559M
Q3 25	$861M	$853M
Q4 25	-$319M	-$324M

Capital Expenditures

Quarter	CapEx
Q1 22	$69M
Q2 22	$165M
Q3 22	$28M
Q4 22	$26M
Q1 23	$18M
Q2 23	$21M
Q3 23	$97M
Q4 23	$21M
Q1 24	$119M
Q2 24	$7M
Q3 24	$11M
Q4 24	$9M
Q1 25	$5M
Q2 25	$14M
Q3 25	$8M
Q4 25	$5M

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q2 22	+10.5%	+74.7%
Q3 22	+17.6%	+68.0%
Q4 22	+28.5%	+12.9%
Q1 23	+32.9%	+48.4%
Q2 23	+29.0%	+50.4%
Q3 23	+19.7%	+23.6%
Q4 23	+8.4%	+45.6%
Q1 24	+5.1%	+31.5%
Q2 24	-0.3%	+6.0%
Q3 24	+2.6%	+4.1%
Q4 24	+2.5%	-6.9%
Q1 25	+1.2%	-7.1%
Q2 25	+5.3%	+2.5%
Q3 25	+2.6%	-2.1%
Q4 25	+0.9%	-1.7%
Q1 26	+0.5%	-4.8%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 22	$0	0.0%
Q2 22	$0	0.0%
Q3 22	$0	0.0%
Q4 22	$0	0.0%
Q1 23	$0	0.0%
Q2 23	$0	0.0%
Q3 23	$0	0.0%
Q4 23	$0	0.0%
Q1 24	$0	0.0%
Q2 24	$0	0.0%
Q3 24	$0	0.0%
Q4 24	$0	0.0%
Q1 25	$0	0.0%
Q2 25	$0	0.0%
Q3 25	-$7M	-0.3%
Q4 25	$7M	0.3%

OpEx Breakdown

Quarter	G&A	S&M
Q2 22	$374M	$201M
Q3 22	$609M	$29M
Q4 22	$667M	$27M
Q1 23	$641M	$27M
Q2 23	$632M	$26M
Q3 23	$616M	$26M
Q4 23	$608M	$31M
Q1 24	$701M	$27M
Q2 24	$638M	$27M
Q3 24	$662M	$28M
Q4 24	$528M	$28M
Q1 25	$645M	$30M
Q2 25	$678M	$26M
Q3 25	$686M	$28M
Q4 25	$820M	$28M
Q1 26	$839M	—

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$20.5B	$26.1B	$46.6B
Q3 22	$15.7B	$25.2B	$40.9B
Q4 22	$11.2B	$27.9B	$39.2B
Q1 23	$8.8B	$25.1B	$34.0B
Q2 23	$9.9B	$24.3B	$34.2B
Q3 23	$9.0B	$23.2B	$32.3B
Q4 23	$6.8B	$28.1B	$34.9B
Q1 24	$11.3B	$25.6B	$36.8B
Q2 24	$8.5B	$26.0B	$34.5B
Q3 24	$10.5B	$25.9B	$36.4B
Q4 24	$10.7B	$23.4B	$34.2B
Q1 25	$14.3B	$23.1B	$37.4B
Q2 25	$11.2B	$23.6B	$34.8B
Q3 25	$3.1B	$9.0B	$12.1B
Q4 25	$10.9B	$27.6B	$38.5B
Q1 26	$3.4B	$0	$3.4B

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q2 22	940M	-0.7%	-2.6%
Q3 22	940M	0.0%	-2.3%
Q4 22	941M	+0.1%	-1.8%
Q1 23	942M	+0.1%	-0.5%
Q2 23	939M	-0.3%	-0.1%
Q3 23	940M	+0.1%	0.0%
Q4 23	931M	-1.0%	-1.1%
Q1 24	923M	-0.9%	-2.0%
Q2 24	918M	-0.5%	-2.2%
Q3 24	918M	0.0%	-2.3%
Q4 24	915M	-0.3%	-1.7%
Q1 25	910M	-0.5%	-1.4%
Q2 25	900M	-1.1%	-2.0%
Q3 25	894M	-0.7%	-2.6%
Q4 25	880M	-1.6%	-3.8%
Q1 26	868M	-1.4%	-4.6%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q2 22	$91.5K	20K
Q3 22	$99.3K	20K
Q4 22	$107.0K	20K
Q1 23	$108.4K	20K
Q2 23	$115.3K	20K
Q3 23	$116.2K	20K
Q4 23	$115.9K	20K
Q1 24	$113.8K	20K
Q2 24	$114.8K	20K
Q3 24	$119.0K	20K
Q4 24	$121.5K	20K
Q1 25	$117.8K	20K
Q2 25	$123.7K	20K
Q3 25	$125.0K	20K
Q4 25	$120.6K	20K
Q1 26	$116.5K	20K

Revenue / Employee