RFRegions Financial Corporation

$23B

Q1 2017 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$1.4B-2.8% YoY

Gross Profit

$1.3B89.2% margin

Operating Income

$420M29.2% margin

Net Income

$301M20.9% margin

EPS (Diluted)

$0.23

QoQ Revenue Growth

-2.6%

Cash Flow

Operating Cash Flow

$736M

Free Cash Flow

$728M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$124.5B

Total Liabilities

$107.8B

Stockholders' Equity

$16.7B

Cash & Equivalents

$4.4B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$1.4B	$1.5B	-2.8%
Gross Profit	$1.3B	$1.3B	-0.7%
Operating Income	$420M	$386M	+8.8%
Net Income	$301M	$273M	+10.3%

Revenue Segments

Continuing Operations

$859M49%

Consumer Bank

$518M29%

Corporate Bank

$341M19%

Wealth Management

$46M3%

RF Q1 2017 Earnings — Regions Financial Corporation Revenue & Financial Results | Market Cap Arena