PRAA Q4 2024 Earnings — PRA Group, Inc. Revenue & Financial Results | Market Cap Arena

PRAAPRA Group, Inc.

$713M

Q4 2024 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$296M+32.6% YoY

Gross Profit

$183M61.8% margin

Operating Income

$94M31.8% margin

Net Income

$18M6.2% margin

EPS (Diluted)

$0.47

QoQ Revenue Growth

+4.4%

Cash Flow

Operating Cash Flow

$43M

Free Cash Flow

$42M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$4.9B

Total Liabilities

$3.7B

Stockholders' Equity

$1.1B

Cash & Equivalents

$106M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$296M	$223M	+32.6%
Gross Profit	$183M	$120M	+52.8%
Operating Income	$94M	$46M	+106.8%
Net Income	$18M	-$9M	+310.2%

Geographic Segments

UNITED STATES

$594M62%

Foreign Countries

$255M27%

BRAZIL

$104M11%