PRAA Q4 2020 Earnings — PRA Group, Inc. Revenue & Financial Results | Market Cap Arena

PRAAPRA Group, Inc.

$713M

Q4 2020 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$274M+6.6% YoY

Gross Profit

$176M64.2% margin

Operating Income

$89M32.5% margin

Net Income

$30M10.9% margin

EPS (Diluted)

$0.65

QoQ Revenue Growth

+2.3%

Cash Flow

Operating Cash Flow

$10M

Free Cash Flow

$6M

Stock-Based Comp.

$5M

Balance Sheet

Total Assets

$4.5B

Total Liabilities

$3.1B

Stockholders' Equity

$1.3B

Cash & Equivalents

$109M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$274M	$257M	+6.6%
Gross Profit	$176M	$158M	+11.4%
Operating Income	$89M	$71M	+26.0%
Net Income	$30M	$27M	+9.0%

Geographic Segments

UNITED STATES

$159M100%