PRAA Q3 2023 Earnings — PRA Group, Inc. Revenue & Financial Results | Market Cap Arena

PRAAPRA Group, Inc.

$713M

Q3 2023 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$219M-10.9% YoY

Gross Profit

$118M54.0% margin

Operating Income

$43M19.7% margin

Net Income

-$12M-5.6% margin

EPS (Diluted)

$-0.31

QoQ Revenue Growth

+2.3%

Cash Flow

Operating Cash Flow

-$37M

Free Cash Flow

-$39M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$4.3B

Total Liabilities

$3.1B

Stockholders' Equity

$1.1B

Cash & Equivalents

$105M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$219M	$245M	-10.9%
Gross Profit	$118M	$157M	-25.0%
Operating Income	$43M	$71M	-39.2%
Net Income	-$12M	$25M	-149.6%

Geographic Segments

UNITED STATES

$105M57%

Foreign Countries

$55M30%

BRAZIL

$25M13%