PRAA Q3 2022 Earnings — PRA Group, Inc. Revenue & Financial Results | Market Cap Arena

PRAAPRA Group, Inc.

$713M

Q3 2022 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$245M-7.0% YoY

Gross Profit

$157M64.1% margin

Operating Income

$71M28.8% margin

Net Income

$25M10.1% margin

EPS (Diluted)

$0.63

QoQ Revenue Growth

-5.2%

Cash Flow

Operating Cash Flow

$38M

Free Cash Flow

$36M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$3.9B

Total Liabilities

$2.7B

Stockholders' Equity

$1.1B

Cash & Equivalents

$58M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$245M	$264M	-7.0%
Gross Profit	$157M	$171M	-7.8%
Operating Income	$71M	$78M	-8.8%
Net Income	$25M	$34M	-28.3%

Geographic Segments

UNITED STATES

$138M67%

Foreign Countries

$69M33%