Quarter Comparison
Revenue
Net Margin
Income Statement
Cash Flow Statement
Balance Sheet
Operating metrics disclosed this quarter
Read from the filing itself — XBRL does not carry these, so no standard financial dataset has them.
Nondiscretionary client assets under administration
$256.00B
(Unaudited) Six months ended June 30 Change Dollars in millions, except as noted 2026 2025 $ % Income Statement Net interest income (a) $ 384 $ 362 $ 22 6 % Noninterest income 533 487 46 9 % Total revenue (a) 917 849 68 8 % Provision for credit losses 2 (12) 14 * Noninterest expense Personnel 245 236 9 4 % Segment allocations (b) 255 235 20 9 % Depreciation and amortization 21 18 3 17 % Other (c) 60 58 2 3 % Total noninterest expense 581 547 34 6 % Pre-tax earnings (a) 334 314 20 6 % Income taxes (a) 78 74 4 5 % Earnings (a) $ 256 $ 240 $ 16 7 % Average Balance Sheet Loans Consumer Residential real estate $ 9,846 $ 9,910 $ (64) (1) % Other consumer 3,850 3,508 342 10 % Total consumer 13,696 13,418 278 2 % Commercial 825 694 131 19 % Total loans $ 14,521 $ 14,112 $ 409 3 % Total assets $ 14,927 $ 14,556 $ 371 3 % Deposits Noninterest-bearing $ 1,435 $ 1,563 $ (128) (8) % Interest-bearing 25,941 25,714 227 1 % Total deposits $ 27,376 $ 27,277 $ 99 — % Performance Ratios (a) Return on average assets 3.46 % 3.32 % Noninterest income to total revenue 58 % 57 % Efficiency 63 % 64 % Other Information Nonperforming assets (d) $ 45 $ 63 $ (18) (29) % Net charge-offs (recoveries) - loans and leases $ 1 $ (1) $ 2 * Client Assets Under Administration (in billions) (d)(e) Discretionary client assets under management PNC Private Bank $ 146 $ 131 $ 15 11 % Institutional Asset Management 101 86 15 17 % Total discretionary client assets under management 247 217 30 14 % Nondiscretionary client assets under administration 256 204 52 25 % Total $ 503 $ 421 $ 82 19 % (d) As of June 30. (e) Excludes brokerage account client assets.
Total client assets under administration
$503.00B
(Unaudited) Six months ended June 30 Change Dollars in millions, except as noted 2026 2025 $ % Income Statement Net interest income (a) $ 384 $ 362 $ 22 6 % Noninterest income 533 487 46 9 % Total revenue (a) 917 849 68 8 % Provision for credit losses 2 (12) 14 * Noninterest expense Personnel 245 236 9 4 % Segment allocations (b) 255 235 20 9 % Depreciation and amortization 21 18 3 17 % Other (c) 60 58 2 3 % Total noninterest expense 581 547 34 6 % Pre-tax earnings (a) 334 314 20 6 % Income taxes (a) 78 74 4 5 % Earnings (a) $ 256 $ 240 $ 16 7 % Average Balance Sheet Loans Consumer Residential real estate $ 9,846 $ 9,910 $ (64) (1) % Other consumer 3,850 3,508 342 10 % Total consumer 13,696 13,418 278 2 % Commercial 825 694 131 19 % Total loans $ 14,521 $ 14,112 $ 409 3 % Total assets $ 14,927 $ 14,556 $ 371 3 % Deposits Noninterest-bearing $ 1,435 $ 1,563 $ (128) (8) % Interest-bearing 25,941 25,714 227 1 % Total deposits $ 27,376 $ 27,277 $ 99 — % Performance Ratios (a) Return on average assets 3.46 % 3.32 % Noninterest income to total revenue 58 % 57 % Efficiency 63 % 64 % Other Information Nonperforming assets (d) $ 45 $ 63 $ (18) (29) % Net charge-offs (recoveries) - loans and leases $ 1 $ (1) $ 2 * Client Assets Under Administration (in billions) (d)(e) Discretionary client assets under management PNC Private Bank $ 146 $ 131 $ 15 11 % Institutional Asset Management 101 86 15 17 % Total discretionary client assets under management 247 217 30 14 % Nondiscretionary client assets under administration 256 204 52 25 % Total $ 503 $ 421 $ 82 19 % (d) As of June 30. (e) Excludes brokerage account client assets.
Earnings Release
Actual results or future events could differ, possibly materially, from those anticipated in forward-looking statements, as well as from historical performance.
EX-99.1 2 a2q26earningsslides_vf.htm EX-99.1 a2q26earningsslides_vf Second Quarter 2026 Earnings Conference Call July 15, 2026 Exhibit 99.1 2 Cautionary Statement Regarding Forward-Looking and non-GAAP Financial Information Our earnings conference call presentation is not intended as a full business or financial review and should be viewed in the context of all of the information made available by PNC in its SEC filings and on our corporate website. The presentation contains forward-looking statements regarding our outlook for financial performance, such as earnings, revenues, expenses, tax rates, capital and liquidity levels and ratios, asset levels, asset quality, financial position, and other matters regarding or affecting PNC and its future business and operations, including its sustainability strategy. Forward-looking statements are necessarily subject to numerous assumptions, risks...
Source
Exhibit EX-99.1
0001628280-26-048308
Filed July 15, 2026 at 5:43 PM UTC. The figures above are from the audited statements, not from this release.