PMTSCPI Card Group Inc.

$186M

Q4 2022 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$126M+35.7% YoY

Gross Profit

$47M37.6% margin

Operating Income

$23M17.9% margin

Net Income

$12M9.9% margin

EPS (Diluted)

$1.06

QoQ Revenue Growth

+1.5%

Cash Flow

Operating Cash Flow

$20M

Free Cash Flow

$16M

Stock-Based Comp.

$551,000

Balance Sheet

Total Assets

$297M

Total Liabilities

$379M

Stockholders' Equity

-$82M

Cash & Equivalents

$11M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$126M	$93M	+35.7%
Gross Profit	$47M	$31M	+53.6%
Operating Income	$23M	$9M	+146.0%
Net Income	$12M	$673,000	+1753.9%

Revenue Segments

Products

$72M57%

Services

$54M43%

PMTS Q4 2022 Earnings — CPI Card Group Inc. Revenue & Financial Results | Market Cap Arena