PMTS (CPI Card Group Inc.) Stock Financials & Earnings | Market Cap Arena

PMTS (CPI Card Group Inc.) Stock Financials & Earnings | Market Cap Arena

PMTSCPI Card Group Inc.

Mkt Cap$186M

Financial Services·Financial - Credit Services·🇺🇸 United States·NASDAQ

Revenue (TTM)$544M

Net Income (TTM)$15M

EPS (TTM)$1.25

Free Cash Flow (TTM)$37M

Gross Margin31.3%

Op. Margin10.1%

Net Margin2.8%

FCF Margin6.7%

P/S Ratio (TTM)0.3x

P/E Ratio (TTM)12.4x

YoY Rev Growth+13.1%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$121M	$43M	$21M
Q2 23	$115M	$41M	$17M
Q3 23	$106M	$36M	$13M
Q4 23	$103M	$34M	$11M
Q1 24	$112M	$40M	$14M
Q2 24	$119M	$42M	$15M
Q3 24	$125M	$45M	$18M
Q4 24	$125M	$43M	$16M
Q1 25	$123M	$41M	$14M
Q2 25	$130M	$40M	$9M
Q3 25	$138M	$41M	$13M
Q4 25	$153M	$48M	$18M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	0.4x	4.5x
Q2 23	0.4x	4.4x
Q3 23	0.4x	5.5x
Q4 23	0.4x	7.7x
Q1 24	0.4x	10.0x
Q2 24	0.4x	10.3x
Q3 24	0.4x	12.0x
Q4 24	0.4x	9.5x
Q1 25	0.4x	9.9x
Q2 25	0.4x	13.9x
Q3 25	0.4x	12.9x
Q4 25	0.3x	12.4x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	$8M	$4M
Q2 23	$2M	-$128K
Q3 23	$12M	$12M
Q4 23	$12M	$11M
Q1 24	$9M	$7M
Q2 24	-$5M	-$6M
Q3 24	$13M	$11M
Q4 24	$27M	$22M
Q1 25	$6M	$292K
Q2 25	$4M	$533K
Q3 25	$10M	$5M
Q4 25	$40M	$30M

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$4M
Q2 23	$2M
Q3 23	$518K
Q4 23	$329K
Q1 24	$2M
Q2 24	$1M
Q3 24	$1M
Q4 24	$5M
Q1 25	$5M
Q2 25	$4M
Q3 25	$5M
Q4 25	$9M

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+8.5%	+7.3%
Q2 23	+1.5%	-0.8%
Q3 23	-15.0%	-8.1%
Q4 23	-18.6%	-11.0%
Q1 24	-7.4%	-2.5%
Q2 24	+3.4%	+6.6%
Q3 24	+17.8%	+15.1%
Q4 24	+21.6%	+18.2%
Q1 25	+9.7%	+11.1%
Q2 25	+9.2%	+15.8%
Q3 25	+10.6%	+16.8%
Q4 25	+22.3%	+23.5%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$541K	0.4%
Q2 23	$1M	1.1%
Q3 23	$3M	2.5%
Q4 23	$3M	3.0%
Q1 24	$3M	2.7%
Q2 24	$2M	1.8%
Q3 24	$0	0.0%
Q4 24	$2M	1.3%
Q1 25	$2M	1.4%
Q2 25	$1M	1.1%
Q3 25	$0	0.0%
Q4 25	$2M	1.6%

OpEx Breakdown

Quarter	SG&A
Q1 23	$21M
Q2 23	$22M
Q3 23	$22M
Q4 23	$24M
Q1 24	$26M
Q2 24	$26M
Q3 24	$26M
Q4 24	$25M
Q1 25	$25M
Q2 25	$29M
Q3 25	$26M
Q4 25	$30M

Revenue Segments

Quarter	Products	Services
Q1 23	$76M	$45M
Q2 23	$64M	$51M
Q3 23	$56M	$50M
Q1 24	$58M	$54M
Q2 24	$64M	$55M
Q3 24	$70M	$55M
Q4 24	$58M	$67M
Q1 25	$69M	$54M
Q2 25	$81M	$49M
Q3 25	$84M	$54M

Revenue by Geography

Quarter

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$14M	$0	$14M
Q2 23	$11M	$0	$11M
Q3 23	$10M	$0	$10M
Q4 23	$12M	$0	$12M
Q1 24	$17M	$0	$17M
Q2 24	$7M	$0	$7M
Q3 24	$15M	$0	$15M
Q4 24	$34M	$0	$34M
Q1 25	$32M	$0	$32M
Q2 25	$17M	$0	$17M
Q3 25	$16M	$0	$16M
Q4 25	$22M	$0	$22M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	12M	+0.8%
Q2 23	12M	-0.2%
Q3 23	12M	-0.4%
Q4 23	12M	-0.4%
Q1 24	12M	-0.1%
Q2 24	12M	+0.1%
Q3 24	12M	+0.8%
Q4 24	12M	+0.5%
Q1 25	12M	+0.7%
Q2 25	12M	-0.7%
Q3 25	12M	-0.6%
Q4 25	12M	-0.2%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	—	—
FY 15	$270K	1K
FY 16	$236K	1K
FY 17	$186K	1K
FY 18	$233K	1K
FY 19	$253K	1K
FY 20	$312K	1K
FY 21	$326K	1K
FY 22	$346K	1K
FY 23	$307K	1K
FY 24	$320K	2K
FY 25	$320K	2K