OPRT FY 2022 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

FY 2022 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$734M+26.9% YoY

Gross Profit

$641M87.3% margin

Operating Income

-$75M-10.3% margin

Net Income

-$78M-10.6% margin

EPS (Diluted)

$-2.37

Cash Flow

Operating Cash Flow

$248M

Free Cash Flow

$199M

Stock-Based Comp.

$28M

Balance Sheet

Total Assets

$3.6B

Total Liabilities

$3.1B

Stockholders' Equity

$548M

Cash & Equivalents

$99M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$734M	$578M	+26.9%
Gross Profit	$641M	$530M	+20.8%
Operating Income	-$75M	$63M	-219.9%
Net Income	-$78M	$47M	-264.0%