OPRT Q3 2024 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

Q3 2024 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$118M-10.4% YoY

Gross Profit

$63M52.9% margin

Operating Income

-$39M-33.3% margin

Net Income

-$30M-25.3% margin

EPS (Diluted)

$-0.75

QoQ Revenue Growth

+3.6%

Cash Flow

Operating Cash Flow

$108M

Free Cash Flow

$104M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$3.3B

Total Liabilities

$2.9B

Stockholders' Equity

$328M

Cash & Equivalents

$72M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$118M	$132M	-10.4%
Gross Profit	$63M	$85M	-26.5%
Operating Income	-$39M	-$37M	-5.6%
Net Income	-$30M	-$21M	-41.7%