OPRT Q4 2024 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

Q4 2024 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$167M+34.6% YoY

Gross Profit

$93M55.9% margin

Operating Income

$4M2.3% margin

Net Income

$9M5.2% margin

EPS (Diluted)

$0.20

QoQ Revenue Growth

+41.2%

Cash Flow

Operating Cash Flow

$91M

Free Cash Flow

$85M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$3.2B

Total Liabilities

$2.9B

Stockholders' Equity

$354M

Cash & Equivalents

$60M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$167M	$124M	+34.6%
Gross Profit	$93M	$72M	+29.5%
Operating Income	$4M	-$57M	+106.8%
Net Income	$9M	-$42M	+120.9%