OPRT FY 2020 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$200M

FY 2020 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$393M-21.8% YoY

Gross Profit

$335M85.2% margin

Operating Income

-$58M-14.8% margin

Net Income

-$45M-11.5% margin

EPS (Diluted)

$-1.65

Cash Flow

Operating Cash Flow

$153M

Free Cash Flow

$131M

Stock-Based Comp.

$19M

Balance Sheet

Total Assets

$2.0B

Total Liabilities

$1.5B

Stockholders' Equity

$467M

Cash & Equivalents

$136M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$393M	$503M	-21.8%
Gross Profit	$335M	$447M	-25.0%
Operating Income	-$58M	$84M	-168.8%
Net Income	-$45M	$62M	-173.2%