NRDSNerdWallet, Inc.

$785M

Q4 2023 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$134M-5.8% YoY

Gross Profit

$120M89.7% margin

Operating Income

$5M3.4% margin

Net Income

-$2M-1.7% margin

EPS (Diluted)

$-0.03

QoQ Revenue Growth

-12.5%

Cash Flow

Operating Cash Flow

$30M

Free Cash Flow

$20M

Stock-Based Comp.

$10M

Balance Sheet

Total Assets

$419M

Total Liabilities

$52M

Stockholders' Equity

$367M

Cash & Equivalents

$100M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$134M	$142M	-5.8%
Gross Profit	$120M	$130M	-7.6%
Operating Income	$5M	$8M	-41.8%
Net Income	-$2M	$9M	-125.8%

Revenue Segments

Credit Card

$43M65%

Loans

$24M35%

NRDS Q4 2023 Earnings — NerdWallet, Inc. Revenue & Financial Results | Market Cap Arena