NRDS
NERDWALLET, INC.
Company overview
- Market capitalization
- —
- Employees
- 650
- Latest publication
- 2026-09-29
About NERDWALLET, INC.
NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a tool that enable users to compare, pre-qualify for, or connect with third-party providers of credit cards, consumer loans, small business loans, insurance, mortgages, financial services, and related products, as well as services including fundera, nerdwallet insurance services, nerdwallet advisory, and nerdwallet compare; and Financial Services, a brokerage and advisory services provided by insurance agency, loan and mortgage brokerages, and investment advisory subsidiaries. Additionally, the company provides finance and refinance facilities to students for education. NerdWallet, Inc. was founded in 2009 and is based in San Mateo, California.
Financial statements
Income Quarterly
| Metric | Q2 20262026-06-30 · USD | Q1 20262026-03-31 · USD | Q4 20252025-12-31 · USD | Q3 20252025-09-30 · USD | Q2 20252025-06-30 · USD | Q1 20252025-03-31 · USD | Q4 20242024-12-31 · USD | Q3 20242024-09-30 · USD |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 197,300,000USD | 222,200,000USD | 225,400,000USD | 215,100,000USD | 186,900,000USD | 209,200,000USD | 183,800,000USD | 191,300,000USD |
| Cost Of Revenue | 13,400,000USD | 13,600,000USD | 13,600,000USD | 15,300,000USD | 16,600,000USD | 18,200,000USD | 16,700,000USD | 17,700,000USD |
| Gross Profit | 183,900,000USD | 208,600,000USD | 211,800,000USD | 199,800,000USD | 170,300,000USD | 191,000,000USD | 167,100,000USD | 173,600,000USD |
| Research Development | 17,500,000USD | 16,800,000USD | 16,300,000USD | 15,700,000USD | 17,900,000USD | 16,800,000USD | 16,100,000USD | 23,000,000USD |
| Selling And Marketing Expenses | 145,400,000USD | 149,100,000USD | 161,700,000USD | 135,300,000USD | 128,000,000USD | 159,700,000USD | 128,500,000USD | 128,100,000USD |
| General And Administrative Expenses | 14,000,000USD | — | — | — | — | — | — | — |
| Total Operating Expenses | 176,900,000USD | 180,100,000USD | 192,400,000USD | 165,400,000USD | 159,600,000USD | 190,300,000USD | 158,400,000USD | 167,000,000USD |
| Operating Income | 7,000,000USD | 28,500,000USD | 19,400,000USD | 34,400,000USD | 10,700,000USD | 700,000USD | 8,700,000USD | 6,600,000USD |
| Total Other Income Expense Net | 300,000USD | -500,000USD | 500,000USD | 1,100,000USD | 800,000USD | 600,000USD | -8,000,000USD | 1,200,000USD |
| Interest Income | 400,000USD | 900,000USD | 700,000USD | 1,000,000USD | 800,000USD | 700,000USD | 600,000USD | 1,300,000USD |
| Interest Expense | 100,000USD | 200,000USD | 100,000USD | 200,000USD | 200,000USD | 100,000USD | 200,000USD | 100,000USD |
| Income Before Tax | 7,300,000USD | 28,000,000USD | 19,900,000USD | 35,500,000USD | 11,500,000USD | 1,300,000USD | 700,000USD | 7,800,000USD |
| Income Tax Expense | 3,000,000USD | 7,600,000USD | 5,900,000USD | 9,200,000USD | 3,300,000USD | 1,100,000USD | -37,900,000USD | 7,700,000USD |
| Net Income | 4,300,000USD | 20,400,000USD | 14,000,000USD | 26,300,000USD | 8,200,000USD | 200,000USD | 38,600,000USD | 100,000USD |
| Selling General Administrative | — | 15,500,000USD | 14,400,000USD | 14,400,000USD | 13,700,000USD | 13,800,000USD | 13,800,000USD | 15,900,000USD |
| Net Interest Income | — | 700,000USD | 600,000USD | 800,000USD | 600,000USD | 600,000USD | 400,000USD | 1,200,000USD |
| Tax Provision | — | 7,600,000USD | 5,900,000USD | 9,200,000USD | 3,300,000USD | 1,100,000USD | -37,900,000USD | 7,700,000USD |
| Net Income From Continuing Ops | — | 20,400,000USD | 14,000,000USD | 26,300,000USD | 8,200,000USD | 200,000USD | 38,600,000USD | 100,000USD |
| Ebit | — | 28,500,000USD | 20,000,000USD | 35,700,000USD | 11,700,000USD | 1,400,000USD | 900,000USD | 7,900,000USD |
| Ebitda | — | 38,200,000USD | 29,500,000USD | 47,300,000USD | 24,400,000USD | 14,000,000USD | 12,300,000USD | 20,800,000USD |
| Depreciation And Amortization | — | 9,700,000USD | 9,500,000USD | 11,600,000USD | 12,700,000USD | 12,600,000USD | 11,400,000USD | 12,900,000USD |
| Reconciled Depreciation | — | 9,700,000USD | 9,500,000USD | 11,600,000USD | 12,700,000USD | 12,600,000USD | 11,400,000USD | 12,900,000USD |
| Source | DisclosureDeterministicFinal | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Income Yearly
| Metric | FY 20252025-12-31 · USD | FY 20242024-12-31 · USD | FY 20232023-12-31 · USD | FY 20202020-12-31 · USD | FY 20192019-12-31 · USD |
|---|---|---|---|---|---|
| Total Revenue | 836,600,000USD | 687,600,000USD | 599,400,000USD | 245,300,000USD | 228,300,000USD |
| Cost Of Revenue | 63,700,000USD | 63,500,000USD | 54,000,000USD | 21,300,000USD | 16,100,000USD |
| Gross Profit | 772,900,000USD | 624,100,000USD | 545,400,000USD | 224,000,000USD | 212,200,000USD |
| Research Development | 66,700,000USD | 82,500,000USD | 80,500,000USD | 50,900,000USD | 46,000,000USD |
| Selling General Administrative | 56,300,000USD | 61,600,000USD | 59,800,000USD | 28,000,000USD | 22,200,000USD |
| Selling And Marketing Expenses | 584,700,000USD | 470,600,000USD | 401,500,000USD | 144,000,000USD | 115,600,000USD |
| Total Operating Expenses | 703,300,000USD | 614,700,000USD | 541,800,000USD | 222,100,000USD | 183,800,000USD |
| Operating Income | 69,600,000USD | 9,400,000USD | 3,600,000USD | 1,900,000USD | 28,400,000USD |
| Interest Income | 3,200,000USD | 4,800,000USD | 3,600,000USD | 200,000USD | 1,100,000USD |
| Interest Expense | 600,000USD | 700,000USD | 800,000USD | 1,100,000USD | 1,100,000USD |
| Net Interest Income | 2,600,000USD | 4,100,000USD | 2,800,000USD | -900,000USD | 0USD |
| Income Before Tax | 68,200,000USD | 5,000,000USD | 6,300,000USD | 900,000USD | 27,900,000USD |
| Income Tax Expense | 19,500,000USD | -25,400,000USD | 18,100,000USD | -4,400,000USD | 3,700,000USD |
| Tax Provision | 19,500,000USD | -25,400,000USD | 18,100,000USD | -4,400,000USD | 3,700,000USD |
| Net Income | 48,700,000USD | 30,400,000USD | -11,800,000USD | 5,300,000USD | 24,200,000USD |
| Net Income From Continuing Ops | 48,700,000USD | 30,400,000USD | -11,800,000USD | 5,300,000USD | 24,200,000USD |
| Ebit | 69,600,000USD | 5,700,000USD | 7,100,000USD | 2,000,000USD | 29,000,000USD |
| Ebitda | 116,000,000USD | 54,100,000USD | 55,300,000USD | 17,100,000USD | 38,400,000USD |
| Depreciation And Amortization | 46,400,000USD | 48,400,000USD | 48,200,000USD | 15,100,000USD | 9,400,000USD |
| Reconciled Depreciation | 46,400,000USD | 48,400,000USD | 48,200,000USD | 15,100,000USD | 9,400,000USD |
| Total Other Income Expense Net | -1,400,000USD | -4,400,000USD | 2,700,000USD | -1,000,000USD | -500,000USD |
| Net Income Applicable To Common Shares | — | — | — | 5,300,000USD | 24,200,000USD |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Balance sheet Quarterly
| Metric | Q2 20262026-06-30 · USD | Q1 20262026-03-31 · USD | Q4 20252025-12-31 · USD | Q3 20252025-09-30 · USD | Q2 20252025-06-30 · USD | Q1 20252025-03-31 · USD | Q4 20242024-12-31 · USD | Q3 20242024-09-30 · USD |
|---|---|---|---|---|---|---|---|---|
| Total Assets | 418,000,000USD | 432,000,000USD | 461,100,000USD | 492,800,000USD | 476,000,000USD | 475,000,000USD | 437,600,000USD | 402,400,000USD |
| Cash And Equivalents | 62,000,000USD | — | — | — | — | — | — | — |
| Total Current Assets | 201,300,000USD | 206,400,000USD | 244,700,000USD | 275,100,000USD | 238,700,000USD | 241,900,000USD | 196,700,000USD | 193,700,000USD |
| Other Current Assets | 25,700,000USD | 37,000,000USD | 33,100,000USD | 32,600,000USD | 35,600,000USD | 29,400,000USD | 19,200,000USD | 19,200,000USD |
| Other Non Current Assets | 5,000,000USD | — | — | — | — | — | — | — |
| Total Liabilities | 92,200,000USD | — | — | — | — | — | — | — |
| Total Current Liabilities | 76,900,000USD | 80,300,000USD | 70,900,000USD | 74,400,000USD | 69,300,000USD | 90,400,000USD | 60,100,000USD | 66,500,000USD |
| Other Non Current Liabilities | 15,300,000USD | — | — | — | — | — | — | — |
| Total Stockholder Equity | 325,800,000USD | 336,200,000USD | 374,500,000USD | 402,400,000USD | 390,000,000USD | 371,600,000USD | 364,200,000USD | 322,400,000USD |
| Total Equity Including Noncontrolling Interest | 325,800,000USD | — | — | — | — | — | — | — |
| Property Plant Equipment Net | 35,400,000USD | 37,400,000USD | 38,900,000USD | 40,300,000USD | 43,000,000USD | 43,800,000USD | 48,300,000USD | 50,700,000USD |
| Goodwill | 136,300,000USD | — | — | — | — | — | — | — |
| Accounts Payable | 12,700,000USD | 6,600,000USD | 5,400,000USD | 13,600,000USD | 11,800,000USD | 24,300,000USD | 8,900,000USD | 12,400,000USD |
| Common Stock | 0USD | — | — | — | — | — | — | — |
| Retained Earnings | -252,600,000USD | -233,900,000USD | -188,100,000USD | -151,000,000USD | -158,100,000USD | -166,300,000USD | -166,500,000USD | -196,900,000USD |
| Accumulated Other Comprehensive Income | -200,000USD | -100,000USD | 100,000USD | -100,000USD | 200,000USD | 0USD | -200,000USD | 0USD |
| Intangible Assets | — | 22,800,000USD | 21,500,000USD | 24,800,000USD | 28,500,000USD | 29,900,000USD | 33,300,000USD | 36,700,000USD |
| Total Liab | — | 95,800,000USD | 86,600,000USD | 90,400,000USD | 86,000,000USD | 103,400,000USD | 73,400,000USD | 80,000,000USD |
| Other Current Liab | — | 73,700,000USD | 9,800,000USD | 60,800,000USD | 57,500,000USD | 66,100,000USD | 9,600,000USD | 54,100,000USD |
| Capital Stock | — | 0USD | 0USD | 0USD | 0USD | 0USD | 0USD | 0USD |
| Good Will | — | 136,300,000USD | 123,500,000USD | 115,700,000USD | 115,900,000USD | 112,500,000USD | 112,400,000USD | 111,800,000USD |
| Cash | — | 56,300,000USD | 98,300,000USD | 120,600,000USD | 105,300,000USD | 92,200,000USD | 66,300,000USD | 71,700,000USD |
| Cash And Short Term Investments | — | 56,300,000USD | 100,600,000USD | 120,600,000USD | 105,300,000USD | 92,200,000USD | 68,500,000USD | 71,700,000USD |
| Net Debt | — | -56,300,000USD | -83,400,000USD | -120,600,000USD | -105,300,000USD | -92,200,000USD | -57,400,000USD | -71,700,000USD |
| Net Receivables | — | 113,100,000USD | 111,000,000USD | 121,900,000USD | 97,800,000USD | 120,300,000USD | 109,000,000USD | 102,800,000USD |
| Property Plant Equipment Gross | — | 37,400,000USD | 112,400,000USD | 40,300,000USD | 43,000,000USD | 43,800,000USD | 137,800,000USD | 50,700,000USD |
| Common Stock Shares Outstanding | — | 69,500,000shares | 74,100,000shares | 76,900,000shares | 76,600,000shares | 76,100,000shares | 75,600,000shares | 79,300,000shares |
| Non Current Assets Total | — | 225,600,000USD | 216,400,000USD | 217,700,000USD | 237,300,000USD | 233,100,000USD | 240,900,000USD | 208,700,000USD |
| Non Current Liabilities Total | — | 15,500,000USD | 15,700,000USD | 16,000,000USD | 16,700,000USD | 13,000,000USD | 13,300,000USD | 13,500,000USD |
| Non Current Liabilities Other | — | 15,500,000USD | — | 16,000,000USD | 16,700,000USD | 13,000,000USD | 200,000USD | 13,500,000USD |
| Non Currrent Assets Other | — | 5,100,000USD | 3,100,000USD | 3,100,000USD | 1,000,000USD | 1,100,000USD | 1,300,000USD | 9,500,000USD |
| Net Working Capital | — | 126,100,000USD | 173,800,000USD | 200,700,000USD | 169,400,000USD | 151,500,000USD | 136,600,000USD | 127,200,000USD |
| Unclassified Non Current Assets | — | 24,000,000USD | 29,400,000USD | 33,800,000USD | 48,900,000USD | 45,800,000USD | 45,600,000USD | — |
| Unclassified Equity | — | 570,200,000USD | 562,500,000USD | 553,500,000USD | 547,900,000USD | 537,900,000USD | 530,900,000USD | 519,300,000USD |
| Current Deferred Revenue | — | — | 46,900,000USD | — | — | — | 33,700,000USD | -2,800,000USD |
| Short Term Debt | — | — | 8,800,000USD | — | 13,000,000USD | 8,500,000USD | 4,800,000USD | 2,800,000USD |
| Short Long Term Debt | — | — | 6,900,000USD | — | — | — | 2,500,000USD | — |
| Short Long Term Debt Total | — | — | 14,900,000USD | — | 20,100,000USD | 12,300,000USD | 8,900,000USD | 6,899,999USD |
| Short Term Investments | — | — | 2,300,000USD | — | 2,200,000USD | 2,200,000USD | 2,200,000USD | — |
| Unclassified Current Liabilities | — | — | -6,900,000USD | — | -13,000,000USD | -8,500,000USD | — | -2,800,000USD |
| Unclassified Non Current Liabilities | — | — | 15,700,000USD | — | — | — | 13,100,000USD | — |
| Source | DisclosureDeterministicFinal | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Balance sheet Yearly
| Metric | FY 20252025-12-31 · USD | FY 20242024-12-31 · USD | FY 20232023-12-31 · USD | FY 20222022-12-31 · USD | FY 20212021-12-31 · USD | FY 20202020-12-31 · USD | FY 20192019-12-31 · USD |
|---|---|---|---|---|---|---|---|
| Total Assets | 461,100,000USD | 437,600,000USD | 418,600,000USD | 425,700,000USD | 364,100,000USD | 255,200,000USD | 144,600,000USD |
| Intangible Assets | 21,500,000USD | 33,300,000USD | 46,900,000USD | 64,100,000USD | 27,600,000USD | 35,600,000USD | — |
| Other Current Assets | 35,400,000USD | 19,200,000USD | 14,900,000USD | 10,500,000USD | 12,400,000USD | 5,300,000USD | 3,000,000USD |
| Total Liab | 86,600,000USD | 73,400,000USD | 51,700,000USD | 84,000,000USD | 106,500,000USD | 172,500,000USD | 136,600,000USD |
| Total Stockholder Equity | 374,500,000USD | 364,200,000USD | 366,900,000USD | 341,700,000USD | 257,600,000USD | 82,700,000USD | 8,000,000USD |
| Other Current Liab | 65,500,000USD | 9,600,000USD | 6,900,000USD | 39,600,000USD | 36,500,000USD | 1,700,000USD | 2,500,000USD |
| Capital Stock | 0USD | 0USD | 0USD | 0USD | 0USD | 0USD | 0USD |
| Retained Earnings | -188,100,000USD | -166,500,000USD | -116,500,000USD | -84,700,000USD | -74,500,000USD | -17,700,000USD | -20,200,000USD |
| Good Will | 123,500,000USD | 112,400,000USD | 111,500,000USD | 111,200,000USD | 43,800,000USD | 43,800,000USD | 300,000USD |
| Cash | 98,300,000USD | 66,300,000USD | 100,400,000USD | 83,900,000USD | 167,800,000USD | 83,400,000USD | 67,600,000USD |
| Cash And Short Term Investments | 98,300,000USD | 68,500,000USD | 102,500,000USD | 85,900,000USD | 169,800,000USD | 85,400,000USD | 67,600,000USD |
| Total Current Assets | 244,700,000USD | 196,700,000USD | 198,400,000USD | 189,200,000USD | 242,800,000USD | 129,400,000USD | 107,900,000USD |
| Total Current Liabilities | 70,900,000USD | 60,100,000USD | 37,300,000USD | 72,400,000USD | 65,800,000USD | 24,000,000USD | 26,900,000USD |
| Net Debt | -98,300,000USD | -57,400,000USD | -90,800,000USD | -71,200,000USD | -152,700,000USD | -38,300,000USD | -18,200,000USD |
| Short Long Term Debt | 6,900,000USD | 2,500,000USD | — | — | — | — | 5,000,000USD |
| Short Term Investments | 2,300,000USD | 2,200,000USD | 2,100,000USD | 2,000,000USD | 2,000,000USD | 2,000,000USD | 0USD |
| Net Receivables | 111,000,000USD | 109,000,000USD | 81,000,000USD | 92,800,000USD | 60,600,000USD | 38,700,000USD | 37,300,000USD |
| Accounts Payable | 5,400,000USD | 8,900,000USD | 1,700,000USD | 3,600,000USD | 3,200,000USD | 5,400,000USD | 1,800,000USD |
| Property Plant Equipment Net | 38,900,000USD | 48,300,000USD | 59,800,000USD | 60,400,000USD | 48,800,000USD | 41,700,000USD | 34,100,000USD |
| Property Plant Equipment Gross | 112,400,000USD | 137,800,000USD | 135,500,000USD | 60,400,000USD | 34,900,000USD | 73,200,000USD | 52,400,000USD |
| Accumulated Other Comprehensive Income | 100,000USD | -200,000USD | -300,000USD | -900,000USD | 500,000USD | 600,000USD | 0USD |
| Common Stock Shares Outstanding | 75,900,000shares | 78,900,000shares | 76,700,000shares | 70,600,000shares | 67,069,446shares | 65,834,841shares | 65,834,841shares |
| Non Current Assets Total | 216,400,000USD | 240,900,000USD | 220,200,000USD | 236,500,000USD | 121,300,000USD | 125,800,000USD | 36,700,000USD |
| Non Current Liabilities Total | 15,700,000USD | 13,300,000USD | 14,400,000USD | 11,600,000USD | 40,700,000USD | 148,500,000USD | 109,700,000USD |
| Non Currrent Assets Other | 3,100,000USD | 1,300,000USD | 2,000,000USD | 800,000USD | 1,100,000USD | 600,000USD | -34,400,000USD |
| Net Working Capital | 173,800,000USD | 136,600,000USD | 161,100,000USD | 116,800,000USD | 177,000,000USD | 105,400,000USD | 81,000,000USD |
| Unclassified Non Current Assets | 29,400,000USD | 45,600,000USD | — | — | — | — | — |
| Unclassified Current Liabilities | -6,900,000USD | — | — | — | 1,600,000USD | 1,400,000USD | -5,000,000USD |
| Unclassified Non Current Liabilities | 15,700,000USD | 13,100,000USD | 14,100,000USD | -2,000,000USD | -40,700,000USD | 39,600,000USD | 75,200,000USD |
| Unclassified Equity | 562,500,000USD | 530,900,000USD | 483,700,000USD | 427,300,000USD | 695,700,000USD | 99,800,000USD | 28,200,000USD |
| Current Deferred Revenue | — | 33,700,000USD | 25,300,000USD | 26,100,000USD | 22,100,000USD | 8,100,000USD | 10,500,000USD |
| Short Term Debt | — | 4,800,000USD | 3,400,000USD | 3,100,000USD | 2,400,000USD | 7,400,000USD | 12,100,000USD |
| Short Long Term Debt Total | — | 8,900,000USD | 9,600,000USD | 12,700,000USD | 15,100,000USD | 45,100,000USD | 49,400,000USD |
| Non Current Liabilities Other | — | 200,000USD | 300,000USD | 11,600,000USD | 38,900,000USD | 36,500,000USD | — |
| Other Liab | — | — | — | 2,000,000USD | 40,700,000USD | 42,100,000USD | 3,800,000USD |
| Other Assets | — | — | — | 800,000USD | 1,100,000USD | 4,700,000USD | 2,300,000USD |
| Inventory | — | — | — | 1USD | 1USD | 5,200,000USD | 2,800,000USD |
| Net Tangible Assets | — | — | — | 277,600,000USD | 186,200,000USD | 3,300,000USD | 7,700,000USD |
| Deferred Long Term Liab | — | — | — | — | 1,800,000USD | — | — |
| Common Stock | — | — | — | — | -364,100,000USD | — | — |
| Long Term Debt | — | — | — | — | — | 30,300,000USD | 30,700,000USD |
| Unclassified Current Assets | — | — | — | — | — | -5,200,000USD | -2,800,000USD |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Cash flow Quarterly
| Metric | Q1 20262026-03-31 · USD | Q4 20252025-12-31 · USD | Q3 20252025-09-30 · USD | Q2 20252025-06-30 · USD | Q1 20252025-03-31 · USD | Q4 20242024-12-31 · USD | Q3 20242024-09-30 · USD | Q2 20242024-06-30 · USD |
|---|---|---|---|---|---|---|---|---|
| Net Income | 20,400,000USD | 14,000,000USD | 26,300,000USD | 8,200,000USD | 200,000USD | 38,600,000USD | 100,000USD | -9,400,000USD |
| Depreciation | 9,700,000USD | 9,500,000USD | 11,600,000USD | 12,700,000USD | 12,600,000USD | 11,400,000USD | 12,900,000USD | 12,200,000USD |
| Stock Based Compensation | 7,000,000USD | 7,000,000USD | 6,700,000USD | 8,200,000USD | 6,700,000USD | 8,500,000USD | 10,200,000USD | 10,300,000USD |
| Other Non Cash Items | 600,000USD | 600,000USD | 1,000,000USD | 1,100,000USD | 1,300,000USD | 8,800,000USD | 600,000USD | 700,000USD |
| Change To Account Receivables | -9,700,000USD | 10,300,000USD | -19,000,000USD | 22,500,000USD | -18,700,000USD | 2,400,000USD | -8,900,000USD | 100,000USD |
| Change In Working Capital | -7,400,000USD | 3,300,000USD | -12,000,000USD | -9,600,000USD | 6,200,000USD | -11,500,000USD | 5,200,000USD | -3,500,000USD |
| Total Cash From Operating Activities | 35,700,000USD | 38,900,000USD | 48,500,000USD | 17,500,000USD | 26,700,000USD | 9,900,000USD | 29,000,000USD | 10,200,000USD |
| Capital Expenditures | -4,200,000USD | -4,800,000USD | -4,400,000USD | 3,700,000USD | -4,600,000USD | -5,000,000USD | -5,200,000USD | -5,700,000USD |
| Free Cash Flow | 31,500,000USD | 34,100,000USD | 44,100,000USD | 21,200,000USD | 22,100,000USD | 4,900,000USD | 23,800,000USD | 4,500,000USD |
| Investments | 300,000USD | 0USD | -6,400,000USD | -9,400,000USD | -4,600,000USD | -5,300,000USD | -5,200,000USD | -5,700,000USD |
| Total Cashflows From Investing Activities | -19,700,000USD | -12,900,000USD | -6,400,000USD | -9,400,000USD | -4,600,000USD | -5,300,000USD | -5,200,000USD | -5,700,000USD |
| Net Borrowings | 8,000,000USD | 1,100,000USD | -5,400,000USD | 4,400,000USD | 4,300,000USD | -2,000,000USD | 0USD | — |
| Total Cash From Financing Activities | -57,900,000USD | -48,400,000USD | -26,600,000USD | 5,100,000USD | 3,800,000USD | -10,200,000USD | -65,900,000USD | -1,700,000USD |
| Sale Purchase Of Stock | -66,000,000USD | -50,700,000USD | -19,200,000USD | 1,000,000USD | -500,000USD | -10,300,000USD | -68,700,000USD | -1,100,000USD |
| Change In Cash | -42,000,000USD | -22,300,000USD | 15,300,000USD | 13,100,000USD | 23,700,000USD | -5,400,000USD | -40,000,000USD | 2,900,000USD |
| Begin Period Cash Flow | 98,300,000USD | 120,600,000USD | 105,300,000USD | 92,200,000USD | 66,300,000USD | 71,700,000USD | 111,700,000USD | 108,800,000USD |
| End Period Cash Flow | 56,300,000USD | 98,300,000USD | 120,600,000USD | 105,300,000USD | 90,000,000USD | 66,300,000USD | 71,700,000USD | 111,700,000USD |
| Other Cashflows From Investing Activities | -1,500,000USD | -4,500,000USD | -4,300,000USD | -3,700,000USD | -4,400,000USD | -4,800,000USD | -5,100,000USD | -5,400,000USD |
| Other Cashflows From Financing Activities | -200,000USD | -300,000USD | -2,000,000USD | -300,000USD | -500,000USD | 2,100,000USD | 2,800,000USD | -1,000,000USD |
| Unclassified Operating Cash Flow | 5,400,000USD | 4,500,000USD | 14,900,000USD | -3,100,000USD | — | -45,900,000USD | — | — |
| Unclassified Investing Cash Flow | -14,300,000USD | -3,600,000USD | 8,700,000USD | — | 9,000,000USD | 9,800,000USD | 10,300,000USD | 11,100,000USD |
| Unclassified Financing Cash Flow | — | 1,500,000USD | — | — | — | — | — | — |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Cash flow Yearly
| Metric | FY 20252025-12-31 · USD | FY 20242024-12-31 · USD | FY 20232023-12-31 · USD | FY 20222022-12-31 · USD | FY 20212021-12-31 · USD | FY 20202020-12-31 · USD | FY 20192019-12-31 · USD |
|---|---|---|---|---|---|---|---|
| Net Income | 48,700,000USD | 30,400,000USD | -11,800,000USD | -10,200,000USD | -42,500,000USD | 5,300,000USD | 24,200,000USD |
| Depreciation | 46,400,000USD | 48,400,000USD | 48,200,000USD | 37,000,000USD | 27,100,000USD | 15,100,000USD | 9,400,000USD |
| Stock Based Compensation | 28,600,000USD | 37,700,000USD | 38,800,000USD | 34,400,000USD | 17,900,000USD | 6,400,000USD | 5,000,000USD |
| Other Non Cash Items | 4,000,000USD | 10,800,000USD | 2,600,000USD | -900,000USD | 23,900,000USD | 5,900,000USD | 7,700,000USD |
| Change To Account Receivables | -9,400,000USD | -27,000,000USD | 10,700,000USD | -18,700,000USD | -20,200,000USD | 1,000,000USD | -12,900,000USD |
| Change In Working Capital | -12,100,000USD | -9,400,000USD | -5,200,000USD | -22,700,000USD | -23,600,000USD | -12,700,000USD | -16,300,000USD |
| Total Cash From Operating Activities | 131,600,000USD | 71,800,000USD | 72,100,000USD | 25,000,000USD | 7,200,000USD | 15,400,000USD | 31,400,000USD |
| Capital Expenditures | -1,300,000USD | -600,000USD | -29,500,000USD | -32,200,000USD | -23,000,000USD | -18,700,000USD | -14,800,000USD |
| Free Cash Flow | 130,300,000USD | 71,200,000USD | 42,600,000USD | -7,200,000USD | -15,800,000USD | -3,300,000USD | 16,600,000USD |
| Investments | -2,000,000USD | -29,700,000USD | -26,100,000USD | -100,300,000USD | -23,000,000USD | -55,400,000USD | -14,800,000USD |
| Total Cashflows From Investing Activities | -33,299,999USD | -29,700,000USD | -29,500,000USD | -100,300,000USD | -23,000,000USD | -55,400,000USD | -14,800,000USD |
| Net Borrowings | 4,400,000USD | -2,000,000USD | 0USD | 0USD | -28,500,000USD | -5,000,000USD | -5,000,000USD |
| Total Cash From Financing Activities | -66,099,999USD | -76,500,000USD | -26,200,000USD | -8,400,000USD | 100,200,000USD | 55,700,000USD | -1,400,000USD |
| Sale Purchase Of Stock | -70,200,000USD | -80,100,000USD | -20,000,000USD | -600,000USD | -15,000,000USD | -1,200,000USD | -2,300,000USD |
| Change In Cash | 32,000,000USD | -34,100,000USD | 16,500,000USD | -83,900,000USD | 84,400,000USD | 15,800,000USD | 15,200,000USD |
| Begin Period Cash Flow | 66,300,000USD | 100,400,000USD | 83,900,000USD | 167,800,000USD | 83,400,000USD | 67,600,000USD | 52,400,000USD |
| End Period Cash Flow | 98,300,000USD | 66,300,000USD | 100,400,000USD | 83,900,000USD | 167,800,000USD | 83,400,000USD | 67,600,000USD |
| Other Cashflows From Investing Activities | -29,999,999USD | -20,700,000USD | -28,800,000USD | -27,600,000USD | -20,700,000USD | -17,400,000USD | -14,100,000USD |
| Other Cashflows From Financing Activities | -3,499,999USD | 5,600,000USD | -4,800,000USD | -20,600,000USD | 13,300,000USD | 25,600,000USD | 900,000USD |
| Unclassified Operating Cash Flow | 16,000,000USD | -46,100,000USD | — | -12,600,000USD | 4,400,000USD | -4,600,000USD | 1,400,000USD |
| Unclassified Financing Cash Flow | 3,200,000USD | — | -1,400,000USD | 12,800,000USD | 140,000,000USD | 49,300,000USD | 5,000,000USD |
| Unclassified Investing Cash Flow | — | 21,300,000USD | 54,900,000USD | 59,800,000USD | 43,700,000USD | 36,100,000USD | 28,900,000USD |
| Issuance Of Capital Stock | — | — | 0USD | 0USD | 140,000,000USD | 54,300,000USD | 0USD |
| Change To Liabilities | — | — | — | -900,000USD | -2,200,000USD | 3,600,000USD | -300,000USD |
| Cash And Cash Equivalents Changes | — | — | — | -83,700,000USD | 84,400,000USD | — | — |
| Dividends Paid | — | — | — | — | -9,600,000USD | -13,000,000USD | — |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Operating metrics
No operating metrics are currently published for this company.
Revenue breakdown
| Period | Dimension | Business / region | Revenue | Currency | Source |
|---|---|---|---|---|---|
| Q2 2026Quarterly · 2026-06-30 | Product | Consumer | 175,200,000 | USD | Disclosure |
| Q2 2026Quarterly · 2026-06-30 | Product | SMBProducts | 22,100,000 | USD | Disclosure |
| Q1 2026Quarterly · 2026-03-31 | Product | Consumer | 197,600,000 | USD | 0001625278-26-000046 |
| Q1 2026Quarterly · 2026-03-31 | Product | SMBProducts | 24,600,000 | USD | 0001625278-26-000046 |
| Q4 2025Quarterly · 2025-12-31 | Product | Credit Card | 26,500,000 | USD | Legacy provider |
| Q4 2025Quarterly · 2025-12-31 | Product | Emerging Verticals | 52,900,000 | USD | Legacy provider |
| Q4 2025Quarterly · 2025-12-31 | Product | Insurance | 81,200,000 | USD | Legacy provider |
| Q4 2025Quarterly · 2025-12-31 | Product | Loans | 42,300,000 | USD | Legacy provider |
| Q4 2025Quarterly · 2025-12-31 | Product | SMBProducts | 22,500,000 | USD | Legacy provider |
| FY 2025Yearly · 2025-12-31 | Product | Credit Card | 133,400,000 | USD | 0001625278-26-000014 |
| FY 2025Yearly · 2025-12-31 | Product | Emerging Verticals | 189,000,000 | USD | 0001625278-26-000014 |
| FY 2025Yearly · 2025-12-31 | Product | Insurance | 280,800,000 | USD | 0001625278-26-000014 |
| FY 2025Yearly · 2025-12-31 | Product | Loans | 133,400,000 | USD | 0001625278-26-000014 |
| FY 2025Yearly · 2025-12-31 | Product | SMBProducts | 100,000,000 | USD | 0001625278-26-000014 |
| Q3 2025Quarterly · 2025-09-30 | Product | Credit Card | 34,100,000 | USD | 0001625278-25-000130 |
| Q3 2025Quarterly · 2025-09-30 | Product | Emerging Verticals | 46,900,000 | USD | 0001625278-25-000130 |
| Q3 2025Quarterly · 2025-09-30 | Product | Insurance | 70,900,000 | USD | 0001625278-25-000130 |
| Q3 2025Quarterly · 2025-09-30 | Product | Loans | 39,600,000 | USD | 0001625278-25-000130 |
| Q3 2025Quarterly · 2025-09-30 | Product | SMBProducts | 23,600,000 | USD | 0001625278-25-000130 |
| Q2 2025Quarterly · 2025-06-30 | Product | Credit Card | 34,800,000 | USD | 0001625278-25-000114 |
| Q2 2025Quarterly · 2025-06-30 | Product | Emerging Verticals | 44,900,000 | USD | 0001625278-25-000114 |
| Q2 2025Quarterly · 2025-06-30 | Product | Insurance | 54,700,000 | USD | 0001625278-25-000114 |
| Q2 2025Quarterly · 2025-06-30 | Product | Loans | 27,500,000 | USD | 0001625278-25-000114 |
| Q2 2025Quarterly · 2025-06-30 | Product | SMBProducts | 25,000,000 | USD | 0001625278-25-000114 |
| Q1 2025Quarterly · 2025-03-31 | Product | Credit Card | 38,000,000 | USD | 0001625278-25-000069 |
| Q1 2025Quarterly · 2025-03-31 | Product | Emerging Verticals | 44,300,000 | USD | 0001625278-25-000069 |
| Q1 2025Quarterly · 2025-03-31 | Product | Insurance | 74,000,000 | USD | 0001625278-25-000069 |
| Q1 2025Quarterly · 2025-03-31 | Product | Loans | 24,000,000 | USD | 0001625278-25-000069 |
| Q1 2025Quarterly · 2025-03-31 | Product | SMBProducts | 28,900,000 | USD | 0001625278-25-000069 |
| Q4 2024Quarterly · 2024-12-31 | Product | Credit Card | 35,000,000 | USD | Legacy provider |
| Q4 2024Quarterly · 2024-12-31 | Product | Emerging Verticals | 33,700,000 | USD | Legacy provider |
| Q4 2024Quarterly · 2024-12-31 | Product | Insurance | 72,000,000 | USD | Legacy provider |
| Q4 2024Quarterly · 2024-12-31 | Product | Loans | 17,600,000 | USD | Legacy provider |
| Q4 2024Quarterly · 2024-12-31 | Product | SMBProducts | 25,500,000 | USD | Legacy provider |
| FY 2024Yearly · 2024-12-31 | Product | Credit Card | 176,400,000 | USD | 0001625278-26-000014 |
| FY 2024Yearly · 2024-12-31 | Product | Emerging Verticals | 125,300,000 | USD | 0001625278-26-000014 |
| FY 2024Yearly · 2024-12-31 | Product | Insurance | 191,600,000 | USD | 0001625278-26-000014 |
| FY 2024Yearly · 2024-12-31 | Product | Loans | 84,500,000 | USD | 0001625278-26-000014 |
| FY 2024Yearly · 2024-12-31 | Product | SMBProducts | 109,800,000 | USD | 0001625278-26-000014 |
| Q3 2024Quarterly · 2024-09-30 | Product | Credit Card | 45,300,000 | USD | 0001625278-25-000130 |
| Q3 2024Quarterly · 2024-09-30 | Product | Emerging Verticals | 25,700,000 | USD | 0001625278-25-000130 |
| Q3 2024Quarterly · 2024-09-30 | Product | Insurance | 68,700,000 | USD | 0001625278-25-000130 |
| Q3 2024Quarterly · 2024-09-30 | Product | Loans | 23,800,000 | USD | 0001625278-25-000130 |
| Q3 2024Quarterly · 2024-09-30 | Product | SMBProducts | 27,800,000 | USD | 0001625278-25-000130 |
| FY 2023Yearly · 2023-12-31 | Product | Credit Card | 209,700,000 | USD | 0001625278-26-000014 |
| FY 2023Yearly · 2023-12-31 | Product | Emerging Verticals | 141,900,000 | USD | 0001625278-26-000014 |
| FY 2023Yearly · 2023-12-31 | Product | Insurance | 45,000,000 | USD | 0001625278-26-000014 |
| FY 2023Yearly · 2023-12-31 | Product | Loans | 101,600,000 | USD | 0001625278-26-000014 |
| FY 2023Yearly · 2023-12-31 | Product | SMBProducts | 101,200,000 | USD | 0001625278-26-000014 |
| FY 2022Yearly · 2022-12-31 | Product | Credit Card | 210,300,000 | USD | 0001625278-25-000019 |
| FY 2022Yearly · 2022-12-31 | Product | Emerging Verticals | 93,600,000 | USD | 0001625278-25-000019 |
| FY 2022Yearly · 2022-12-31 | Product | Insurance | 34,500,000 | USD | 0001625278-25-000019 |
| FY 2022Yearly · 2022-12-31 | Product | Loans | 109,100,000 | USD | 0001625278-25-000019 |
| FY 2022Yearly · 2022-12-31 | Product | SMBProducts | 91,400,000 | USD | 0001625278-25-000019 |
| FY 2021Yearly · 2021-12-31 | Product | Credit Card | 123,800,000 | USD | 0001625278-24-000030 |
| FY 2021Yearly · 2021-12-31 | Product | Emerging Verticals | 89,600,000 | USD | 0001625278-24-000030 |
| FY 2021Yearly · 2021-12-31 | Product | Loans | 126,400,000 | USD | 0001625278-24-000030 |
| FY 2021Yearly · 2021-12-31 | Product | SMBProducts | 39,800,000 | USD | 0001625278-24-000030 |
| FY 2020Yearly · 2020-12-31 | Product | Credit Card | 78,200,000 | USD | 0001625278-23-000021 |
| FY 2020Yearly · 2020-12-31 | Product | Loans | 81,300,000 | USD | 0001625278-23-000021 |
| FY 2020Yearly · 2020-12-31 | Product | Other Verticals | 85,800,000 | USD | 0001625278-23-000021 |
| FY 2019Yearly · 2019-12-31 | Product | Credit Card | 112,400,000 | USD | 0001625278-22-000029 |
| FY 2019Yearly · 2019-12-31 | Product | Loans | 55,100,000 | USD | 0001625278-22-000029 |
| FY 2019Yearly · 2019-12-31 | Product | Other Verticals | 60,800,000 | USD | 0001625278-22-000029 |
Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.