NRDS (NerdWallet, Inc.) Stock Financials & Earnings

NRDSNerdWallet, Inc.

Mkt Cap$785M

Revenue (TTM)$837M

Net Income (TTM)$49M

EPS (TTM)$0.64

Free Cash Flow (TTM)$122M

Gross Margin92.4%

Op. Margin8.3%

Net Margin5.8%

FCF Margin14.5%

P/S Ratio (TTM)0.9x

P/E Ratio (TTM)16.1x

YoY Rev Growth+21.7%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$170M	$156M	-$800K
Q2 23	$143M	$130M	-$4M
Q3 23	$153M	$140M	$4M
Q4 23	$134M	$120M	$5M
Q1 24	$162M	$148M	$4M
Q2 24	$151M	$136M	-$10M
Q3 24	$191M	$174M	$7M
Q4 24	$184M	$167M	$9M
Q1 25	$209M	$191M	$700K
Q2 25	$187M	$170M	$11M
Q3 25	$215M	$200M	$34M
Q4 25	$225M	$212M	$24M

Revenue Breakdown

Valuation

Operating Cash Flow

Capital Expenditures

CapEx

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

Quarter	R&D	G&A	S&M
Q1 23	$20M	$15M	$122M
Q2 23	$20M	$16M	$99M
Q3 23	$21M	$14M	$101M
Q4 23	$20M	$15M	$80M
Q1 24	$21M	$15M	$108M
Q2 24	$23M	$17M	$106M
Q3 24	$23M	$16M	$128M
Q4 24	$16M	$14M	$129M
Q1 25	$17M	$14M	$160M
Q2 25	$18M	$14M	$128M
Q3 25	$16M	$14M	$135M
Q4 25	$16M	$14M	$162M

Revenue Segments

Quarter	Credit Card	Loans	Other Verticals
Q1 23	$61M	$22M	$86M
Q2 23	$51M	$23M	$69M
Q3 23	$54M	$33M	$66M

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$101M	$0	$101M
Q2 23	$67M	$0	$67M
Q3 23	$87M	$0	$87M
Q4 23	$100M	$2M	$103M
Q1 24	$111M	$0	$111M
Q2 24	$112M	$2M	$114M
Q3 24	$72M	$0	$72M
Q4 24	$66M	$2M	$69M
Q1 25	$92M	$0	$92M
Q2 25	$105M	$0	$105M
Q3 25	$121M	$0	$121M
Q4 25	$98M	$2M	$101M

Shares Outstanding

Revenue Per Employee

Revenue / Employee