NBBK FY 2021 Earnings Report — NB Bancorp, Inc. Common Stock Revenue & Financial Results | Market Cap Arena

NB Bancorp, Inc. Common StockNBBK

FY 2021 Earnings

Reported December 30, 2021

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2021	Prior Q	FY 2020	QoQ Change	YoY Change
Revenue	$99M	—	—	—	—
Op. Income	$28M	—	—	—	—
Gross Margin	85.1%	—	—	—	—
Net Margin	21.8%	—	—	—	—
EPS (Diluted)	$0.51	—	—	—	—
Free Cash Flow	$42M	—	—	—	—

Revenue Flow

Item	Amount
REVENUE	$99M
Cost of Revenue	$15M
GROSS PROFIT	$84M
R&D Expenses	$0
Selling & Marketing	$3M
General & Administrative	$46M
SG&A Expenses	$48M
Other Expenses	$8M
Operating Expenses	$56M
Cost & Expenses	$71M
OPERATING INCOME	$28M
Interest Income	$91M
Interest Expense	$13M
Other Income/Expenses	$0
INCOME BEFORE TAX	$28M
Income Tax Expense	$6M
Net Income from Continuing Ops	$22M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$22M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$22M
D&A	$2M
EBIT	$28M
EBITDA	$30M
EPS	$1
EPS Diluted	$1

Income Statement

Item	Amount
REVENUE	$99M
Cost of Revenue	$15M
GROSS PROFIT	$84M
R&D Expenses	$0
Selling & Marketing	$3M
General & Administrative	$46M
SG&A Expenses	$48M
Other Expenses	$8M
Operating Expenses	$56M
Cost & Expenses	$71M
OPERATING INCOME	$28M
Interest Income	$91M
Interest Expense	$13M
Other Income/Expenses	$0
INCOME BEFORE TAX	$28M
Income Tax Expense	$6M
Net Income from Continuing Ops	$22M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$22M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$22M
D&A	$2M
EBIT	$28M
EBITDA	$30M
EPS	$1
EPS Diluted	$1

Cash Flow Statement

Item	Amount
Net Income	$22M
Depreciation & Amortization	$2M
Stock-Based Compensation	$0
Deferred Income Tax	$533.0K
Other Non-Cash Items	$4M
Change in Working Capital	$16M
OPERATING CASH FLOW	$44M
Capital Expenditure	-$2M
Acquisitions (Net)	$0
Purchases of Investments	-$180M
Sales/Maturities of Investments	$73M
Other Investing Activities	$67M
NET CASH FROM INVESTING	-$42M
Net Debt Issuance	-$120M
Common Stock Repurchased	$0
Common Dividends Paid	$0
Other Financing Activities	$363M
NET CASH FROM FINANCING	$242M
FREE CASH FLOW	$42M
Net Change in Cash	$244M

Balance Sheet

Item	Amount
Cash & Equivalents	$457M
Short-Term Investments	$260M
Net Receivables	$8M
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$751M
PP&E (Net)	$29M
Goodwill	$0
Intangible Assets	$0
Long-Term Investments	$2.1B
Tax Assets	$6M
Other Non-Current Assets	$46M
TOTAL NON-CURRENT ASSETS	$2.2B
TOTAL ASSETS	$2.9B
Account Payables	$0
Short-Term Debt	$0
Deferred Revenue	$0
Other Current Liabilities	$2.6B
TOTAL CURRENT LIABILITIES	$2.6B
Long-Term Debt	$256.0K
Deferred Revenue NC	$0
Deferred Tax Liabilities	$0
Other Non-Current Liabilities	$8M
TOTAL NON-CURRENT LIABILITIES	$8M
TOTAL LIABILITIES	$2.6B
Common Stock	$0
Additional Paid-In Capital	$0
Retained Earnings	$328M
Treasury Stock	$0
Accum. Other Comp. Income	-$2M
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$326M
Minority Interest	$0
TOTAL EQUITY	$326M
TOTAL LIABILITIES & EQUITY	$2.9B
Total Debt	$256.0K
Net Debt	-$457M