marketcaparena

NBBK

NB Bancorp, Inc.

Company overview

Market capitalization
$988.55M
Employees
526
Latest publication
2026-09-29
About NB Bancorp, Inc.

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily residential loans, one- to four-family residential real estate, mortgage warehouse loans, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, corporate bonds, SBA securities and municipal bonds. NB Bancorp, Inc. was founded in 1892 and is based in Needham, Massachusetts.

Company website

Financial statements

Income Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262025-12-31 · USDQ4 20252025-09-30 · USDQ3 20252025-06-30 · USDQ2 20252025-03-31 · USDQ1 20252024-12-31 · USDQ4 20242024-09-30 · USDQ3 20242024-06-30 · USD
Total Revenue117,351,000USD70,284,000USD83,251,000USD82,966,000USD80,712,000USD80,982,000USD77,268,000USD74,103,000USD
Selling General Administrative4,171,000USD23,088,000USD19,487,000USD19,340,000USD20,073,000USD20,978,000USD20,124,000USD21,333,000USD
Selling And Marketing Expenses1,530,000USD—949,000USD954,000USD846,000USD779,000USD842,000USD1,095,000USD
General And Administrative Expenses4,171,000USD———————
Total Operating Expenses5,701,000USD17,854,000USD28,380,000USD28,245,000USD28,660,000USD25,622,000USD24,586,000USD26,214,000USD
Interest Income111,792,000USD97,362,000USD81,688,000USD79,848,000USD76,851,000USD77,200,000USD76,003,000USD71,122,000USD
Interest Expense42,647,000USD38,610,000USD33,512,999USD32,841,000USD33,325,000USD34,680,000USD34,679,000USD32,400,000USD
Net Interest Income69,145,000USD58,751,000USD48,175,000USD47,007,000USD43,526,000USD42,520,000USD41,324,000USD38,722,000USD
Non Interest Income5,559,000USD———————
Revenue Net Of Interest Expense74,704,000USD———————
Non Interest Expense44,017,000USD———————
Labor And Related Expense25,549,000USD———————
Income Before Tax27,494,000USD14,882,000USD19,962,000USD18,719,000USD17,569,000USD19,276,000USD15,380,000USD11,822,000USD
Income Tax Expense6,371,000USD7,175,000USD4,600,000USD4,140,000USD4,914,000USD3,664,000USD6,997,000USD2,369,000USD
Net Income21,123,000USD7,707,000USD15,362,000USD14,579,000USD12,655,000USD15,612,000USD8,383,000USD9,453,000USD
Cost Of Revenue—37,548,000USD34,909,000USD36,002,000USD34,483,000USD36,084,000USD37,302,000USD36,067,000USD
Gross Profit—32,736,000USD48,342,000USD46,964,000USD46,229,000USD44,898,000USD39,966,000USD38,036,000USD
Unclassified Operating Expenses—-5,234,000USD7,944,000USD7,951,000USD7,741,000USD3,865,000USD3,620,000USD3,786,000USD
Operating Income—14,882,000USD19,962,000USD18,719,000USD17,569,000USD19,276,000USD15,380,000USD11,822,000USD
Tax Provision—7,175,000USD4,600,000USD4,140,000USD4,914,000USD3,664,000USD6,997,000USD2,369,000USD
Net Income From Continuing Ops—7,706,000USD15,362,000USD14,579,000USD12,655,000USD15,612,000USD8,383,000USD9,453,000USD
Ebit—14,882,000USD19,962,000USD18,719,000USD17,569,000USD19,276,000USD15,380,000USD11,822,000USD
Ebitda—17,420,000USD20,751,000USD19,485,000USD18,299,000USD20,019,000USD16,125,000USD12,566,000USD
Depreciation And Amortization—2,538,000USD789,000USD766,000USD730,000USD743,000USD745,000USD744,000USD
Reconciled Depreciation—1,313,000USD789,000USD766,000USD730,000USD743,000USD745,000USD744,000USD
Total Other Income Expense Net——-994,000USD-530,000USD—20,293,000USD-19,299,000USD-633,000USD
Source0001104659-26-092573DeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

Income Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-09-30 · USDFY 20242024-09-30 · USDFY 20232023-09-30 · USDFY 20222022-09-30 · USDFY 20212021-09-30 · USD
Total Revenue317,213,000USD304,048,000USD237,517,000USD128,885,000USD98,799,000USD
Cost Of Revenue142,942,000USD143,441,000USD104,329,000USD22,248,000USD14,680,000USD
Gross Profit174,271,000USD160,607,000USD133,188,000USD106,637,000USD84,119,000USD
Selling General Administrative98,703,000USD83,926,000USD85,570,000USD57,838,000USD45,502,000USD
Selling And Marketing Expenses3,837,000USD3,459,000USD23,082,000USD3,404,000USD2,822,000USD
Total Operating Expenses103,139,000USD101,989,000USD121,344,000USD70,249,000USD56,487,000USD
Operating Income71,132,000USD58,618,000USD11,844,000USD36,388,000USD27,632,000USD
Interest Income335,748,000USD292,516,000USD220,501,000USD120,512,000USD90,641,000USD
Interest Expense138,288,999USD131,318,000USD90,444,000USD15,548,000USD12,630,000USD
Net Interest Income197,458,000USD161,198,000USD130,057,000USD104,964,000USD78,011,000USD
Income Before Tax71,132,000USD58,618,000USD11,844,000USD36,388,000USD27,632,000USD
Income Tax Expense20,829,000USD16,469,000USD2,019,000USD6,323,000USD6,057,000USD
Tax Provision20,829,000USD16,469,000USD2,019,000USD6,323,000USD6,057,000USD
Net Income50,303,000USD42,149,000USD9,825,000USD30,065,000USD21,575,000USD
Net Income From Continuing Ops50,302,000USD42,149,000USD9,825,000USD30,065,000USD21,575,000USD
Ebit71,132,000USD58,618,000USD11,844,000USD36,388,000USD27,632,000USD
Ebitda71,708,000USD61,582,000USD14,671,000USD38,862,000USD29,732,000USD
Depreciation And Amortization576,000USD2,964,000USD2,827,000USD2,474,000USD2,100,000USD
Reconciled Depreciation3,598,000USD2,964,000USD2,827,000USD2,474,000USD2,100,000USD
Unclassified Operating Expenses—14,604,000USD12,692,000USD9,007,000USD8,163,000USD
Total Other Income Expense Net—13,140,000USD11,844,000USD-1,825,000USD-1,398,000USD
SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

Balance sheet Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262025-12-31 · USDQ4 20252025-09-30 · USDQ3 20252025-06-30 · USDQ2 20252025-03-31 · USDQ1 20252024-12-31 · USDQ4 20242024-09-30 · USDQ3 20242024-06-30 · USD
Total Assets7,446,880,000USD7,006,130,000USD5,442,390,000USD5,226,554,000USD5,242,157,000USD5,157,737,000USD5,002,557,000USD4,805,401,000USD
Total Liabilities6,604,878,000USD———————
Total Stockholder Equity842,002,000USD858,932,000USD737,034,000USD737,122,000USD739,611,000USD765,167,000USD747,449,000USD744,462,000USD
Total Equity Including Noncontrolling Interest842,002,000USD———————
Property Plant Equipment Net49,298,000USD46,209,000USD33,842,000USD34,289,000USD34,069,000USD34,654,000USD34,802,000USD35,290,000USD
Goodwill18,512,000USD———————
Common Stock438,000USD458,000USD398,000USD407,000USD406,000USD427,000USD427,000USD427,000USD
Retained Earnings474,970,000USD445,200,000USD440,281,000USD427,707,000USD413,128,000USD400,473,000USD382,560,000USD384,328,000USD
Accumulated Other Comprehensive Income-7,962,000USD-3,136,000USD-3,122,000USD-6,142,000USD-6,465,000USD-8,167,000USD-7,144,000USD-11,135,000USD
Intangible Assets—19,303,000USD———1,079,000USD——
Total Liab—6,147,198,000USD4,705,356,000USD4,489,432,000USD4,502,546,000USD4,392,570,000USD4,255,108,000USD4,060,939,000USD
Other Current Liab—21,520,000USD4,570,207,000USD4,272,169,000USD4,331,081,000USD4,182,201,000USD4,047,218,000USD3,921,927,000USD
Capital Stock—458,000USD398,000USD407,000USD406,000USD427,000USD427,000USD427,000USD
Good Will—16,786,000USD———0USD——
Other Assets—269,476,000USD214,131,000USD208,539,000USD5,242,157,000USD4,515,441,000USD123,619,000USD—
Cash—325,711,000USD197,548,000USD157,112,000USD201,140,000USD211,166,000USD148,187,000USD170,255,000USD
Cash And Short Term Investments—594,670,000USD296,638,000USD222,082,000USD256,945,000USD305,089,000USD350,728,000USD375,320,000USD
Total Current Assets—6,606,200,000USD317,712,000USD242,468,000USD276,478,000USD324,774,000USD369,399,000USD394,327,000USD
Total Current Liabilities—21,520,000USD4,570,207,000USD4,272,169,000USD4,331,081,000USD4,282,201,000USD4,047,218,000USD3,921,927,000USD
Net Debt—-129,476,000USD-156,095,000USD-29,512,000USD-110,305,000USD-90,331,000USD-31,852,000USD-109,420,000USD
Short Long Term Debt—168,977,000USD———100,000,000USD——
Short Long Term Debt Total—196,235,000USD41,453,000USD127,600,000USD90,835,000USD120,835,000USD116,335,000USD60,835,000USD
Long Term Debt—27,258,000USD41,453,000USD127,600,000USD90,835,000USD20,835,000USD116,335,000USD60,835,000USD
Long Term Investments—302,699,000USD275,554,000USD271,175,000USD259,390,000USD252,569,000USD208,195,000USD221,118,000USD
Short Term Investments—268,959,000USD99,090,000USD64,970,000USD55,805,000USD93,923,000USD202,541,000USD205,065,000USD
Net Receivables—6,011,530,000USD21,074,000USD20,386,000USD19,533,000USD19,685,000USD18,671,000USD19,007,000USD
Property Plant Equipment Gross—78,563,000USD———64,001,000USD——
Common Stock Shares Outstanding—41,172,645shares35,579,456shares37,550,000shares38,756,000shares39,390,000shares39,289,271shares39,289,271shares
Non Current Assets Total—130,454,000USD5,124,678,000USD4,984,086,000USD4,965,679,000USD4,832,963,000USD4,633,158,000USD4,411,074,000USD
Non Current Liabilities Total—6,147,198,000USD135,149,000USD217,263,000USD171,465,000USD110,369,000USD207,890,000USD139,012,000USD
Unclassified Non Current Assets—-524,019,000USD4,388,499,000USD4,254,710,000USD-842,081,000USD-285,736,000USD3,902,777,000USD3,873,228,000USD
Unclassified Current Liabilities—-168,977,000USD———-100,000,000USD——
Unclassified Non Current Liabilities—6,119,940,000USD93,696,000USD89,663,000USD80,630,000USD89,534,000USD91,555,000USD78,177,000USD
Unclassified Equity—415,952,000USD299,079,000USD314,743,000USD332,136,000USD372,007,000USD371,179,000USD370,415,000USD
Non Currrent Assets Other——212,652,000USD215,373,000USD272,144,000USD314,956,000USD363,765,000USD281,438,000USD
Other Current Assets—————-19,685,000USD335,720,000USD347,949,000USD
Short Term Debt—————100,000,000USD——
Inventory——————-4,618,473,000USD-347,949,000USD
Unclassified Current Assets——————-335,720,000USD-347,949,000USD
Source0001104659-26-092573DeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

Balance sheet Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-09-30 · USDFY 20242024-09-30 · USDFY 20232023-09-30 · USDFY 20222022-09-30 · USDFY 20212021-09-30 · USD
Total Assets7,006,130,000USD5,157,737,000USD4,533,412,000USD3,592,335,000USD2,922,671,000USD
Intangible Assets19,303,000USD1,079,000USD———
Total Liab6,147,198,000USD4,392,570,000USD3,775,453,000USD3,248,270,000USD2,596,542,000USD
Total Stockholder Equity858,932,000USD765,167,000USD757,959,000USD344,065,000USD326,129,000USD
Other Current Liab21,520,000USD4,182,201,000USD3,472,881,000USD2,943,206,000USD2,588,376,000USD
Common Stock458,000USD427,000USD427,000USD——
Capital Stock458,000USD427,000USD427,000USD0USD—
Retained Earnings445,200,000USD400,473,000USD366,173,000USD358,466,000USD328,401,000USD
Good Will16,786,000USD0USD———
Other Assets269,476,000USD300,576,000USD3,978,343,000USD2,909,395,000USD1,904,958,000USD
Cash325,711,000USD211,166,000USD90,485,000USD131,073,000USD457,181,000USD
Cash And Short Term Investments594,670,000USD305,089,000USD279,950,000USD376,553,000USD716,931,000USD
Total Current Assets6,606,200,000USD324,774,000USD297,234,000USD448,691,000USD750,921,000USD
Total Current Liabilities21,520,000USD4,282,201,000USD3,472,881,000USD2,943,206,000USD2,588,391,000USD
Net Debt-129,476,000USD-90,331,000USD192,853,000USD162,009,000USD-456,925,000USD
Short Long Term Debt168,977,000USD100,000,000USD———
Short Long Term Debt Total196,235,000USD120,835,000USD283,338,000USD293,082,000USD256,000USD
Long Term Debt27,258,000USD20,835,000USD283,338,000USD293,082,000USD256,000USD
Long Term Investments302,699,000USD252,569,000USD203,178,000USD256,072,000USD264,036,000USD
Short Term Investments268,959,000USD93,923,000USD189,465,000USD245,480,000USD259,750,000USD
Net Receivables6,011,530,000USD19,685,000USD17,284,000USD14,971,000USD7,538,000USD
Property Plant Equipment Net46,209,000USD34,654,000USD35,531,000USD35,344,000USD29,208,000USD
Property Plant Equipment Gross78,563,000USD64,001,000USD62,064,000USD——
Accumulated Other Comprehensive Income-3,136,000USD-8,167,000USD-11,897,000USD-14,401,000USD-2,272,000USD
Common Stock Shares Outstanding41,172,645shares39,390,000shares42,018,000shares42,706,000shares42,706,000shares
Non Current Assets Total130,454,000USD4,832,963,000USD4,236,157,000USD3,143,644,000USD2,171,750,000USD
Non Current Liabilities Total6,125,678,000USD110,369,000USD302,551,000USD305,064,000USD8,151,000USD
Unclassified Non Current Assets-524,019,000USD3,929,129,000USD-266,605,000USD-153,070,000USD-71,993,000USD
Unclassified Current Liabilities-168,977,000USD-100,000,000USD-283,268,000USD-293,831,000USD—
Unclassified Non Current Liabilities6,098,420,000USD89,534,000USD19,213,000USD11,982,000USD7,895,000USD
Unclassified Equity415,952,000USD372,007,000USD402,829,000USD——
Short Term Debt—100,000,000USD283,268,000USD293,831,000USD164,000USD
Non Currrent Assets Other—314,956,000USD285,710,000USD95,903,000USD45,541,000USD
Other Current Assets——289,875,000USD57,167,000USD26,452,000USD
Inventory——-289,875,000USD-171,516,000USD-474,588,000USD
Unclassified Current Assets——-289,875,000USD——
SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

Cash flow YTD

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USD
Depreciation1,784,000USD
Deferred Income Tax-23,000USD
Change To Liabilities399,000USD
Change In Working Capital567,000USD
Operating Cash Flow61,509,000USD
Capital Expenditures-4,922,000USD
Net Investments-5,408,000USD
Unclassified Investing Cash Flow-456,820,000USD
Investing Cash Flow-467,150,000USD
Net Common Stock Issuance-46,259,000USD
Common Dividends Paid-6,337,000USD
Unclassified Financing Cash Flow450,537,000USD
Financing Cash Flow397,941,000USD
Change In Cash-7,700,000USD
End Cash Flow400,154,000USD
Source0001104659-26-092573DeterministicFinal

Cash flow Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-03-31 · USDQ1 20262025-12-31 · USDQ4 20252025-09-30 · USDQ3 20252025-06-30 · USDQ2 20252025-03-31 · USDQ1 20252024-12-31 · USDQ4 20242024-09-30 · USDQ3 20242024-06-30 · USD
Net Income14,984,000USD7,706,000USD15,362,000USD14,579,000USD12,655,000USD15,612,000USD8,383,000USD9,453,000USD
Depreciation1,793,000USD1,313,000USD789,000USD766,000USD730,000USD743,000USD745,000USD744,000USD
Stock Based Compensation2,328,000USD2,339,000USD1,850,000USD1,506,000USD783,000USD828,000USD763,000USD621,000USD
Other Non Cash Items8,093,000USD-1,052,000USD1,932,000USD2,896,000USD1,457,000USD1,007,000USD2,516,000USD14,221,000USD
Change To Account Receivables-1,760,000USD245,000USD-688,000USD-853,000USD152,000USD-1,014,000USD336,000USD-1,164,000USD
Change In Working Capital145,000USD-14,105,000USD4,323,000USD7,301,000USD-5,668,000USD12,451,000USD-3,780,000USD-327,000USD
Total Cash From Operating Activities27,331,000USD-440,000USD24,246,000USD27,038,000USD9,948,000USD20,416,000USD8,617,000USD24,701,000USD
Capital Expenditures-2,027,000USD-2,056,000USD-304,000USD-949,000USD-108,000USD-558,000USD-219,000USD-891,000USD
Free Cash Flow25,304,000USD-2,496,000USD23,942,000USD26,089,000USD9,840,000USD19,858,000USD8,398,000USD23,810,000USD
Investments-16,556,000USD4,982,000USD-179,139,000USD-40,741,000USD-138,541,000USD-113,114,000USD-202,301,000USD-156,395,000USD
Total Cashflows From Investing Activities-265,186,000USD-160,629,000USD-179,139,000USD-40,741,000USD-138,541,000USD-113,114,000USD-201,277,000USD-156,395,000USD
Net Borrowings-6,534,000USD123,957,000USD-86,147,000USD36,765,000USD-30,000,000USD4,500,000USD55,500,000USD—
Total Cash From Financing Activities205,616,000USD273,288,000USD191,571,000USD-41,044,000USD78,184,000USD139,504,000USD180,767,000USD145,605,000USD
Dividends Paid-3,206,000USD-2,787,000USD-2,788,000USD—0USD———
Sale Purchase Of Stock-27,763,000USD0USD-17,532,000USD-18,897,000USD-40,696,000USD—33,397,000USD-33,397,000USD
Change In Cash-32,239,000USD112,219,000USD36,678,000USD-54,747,000USD-50,409,000USD46,806,000USD-11,893,000USD13,911,000USD
Begin Period Cash Flow407,596,000USD295,377,000USD258,699,000USD313,446,000USD363,855,000USD317,049,000USD328,942,000USD315,031,000USD
End Period Cash Flow375,357,000USD407,596,000USD295,377,000USD258,699,000USD313,446,000USD363,855,000USD317,049,000USD328,942,000USD
Other Cashflows From Investing Activities-253,601,000USD-163,555,000USD-176,853,000USD-28,652,000USD-133,862,000USD-91,553,000USD-205,604,000USD-154,584,000USD
Other Cashflows From Financing Activities233,219,000USD152,118,000USD298,038,000USD-58,912,000USD148,880,000USD135,004,000USD91,870,000USD179,004,000USD
Unclassified Investing Cash Flow6,998,000USD—177,157,000USD29,601,000USD133,970,000USD92,111,000USD206,847,000USD155,475,000USD
Unclassified Financing Cash Flow9,900,000USD———————
Unclassified Operating Cash Flow—3,359,000USD———-10,225,000USD——
SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

Cash flow Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-09-30 · USDFY 20242024-09-30 · USDFY 20232023-09-30 · USDFY 20222022-09-30 · USDFY 20212021-09-30 · USD
Net Income50,302,000USD42,149,000USD9,825,000USD30,065,000USD21,575,000USD
Depreciation3,598,000USD2,964,000USD2,827,000USD2,474,000USD2,100,000USD
Stock Based Compensation6,478,000USD2,800,000USD2,000,000USD1,900,000USD—
Other Non Cash Items5,233,000USD22,405,000USD16,715,000USD7,568,000USD3,851,000USD
Change To Account Receivables-1,144,000USD-2,401,000USD-6,462,000USD-3,299,000USD1,024,000USD
Change In Working Capital-8,149,000USD-16,875,000USD31,252,000USD860,000USD15,785,000USD
Total Cash From Operating Activities60,792,000USD43,188,000USD52,899,000USD39,714,000USD43,844,000USD
Capital Expenditures-3,417,000USD-1,938,000USD-2,865,000USD-8,498,000USD-1,805,000USD
Free Cash Flow57,375,000USD41,250,000USD50,034,000USD31,216,000USD42,039,000USD
Investments-12,711,000USD-546,444,000USD-831,622,000USD-667,993,000USD-41,940,000USD
Total Cashflows From Investing Activities-519,050,000USD-546,444,000USD-831,622,000USD-667,993,000USD-41,940,000USD
Net Borrowings44,575,000USD-162,503,000USD-9,744,000USD292,826,000USD-120,112,000USD
Total Cash From Financing Activities501,999,000USD594,520,000USD894,769,000USD317,774,000USD242,427,000USD
Dividends Paid-5,575,000USD0USD0USD——
Sale Purchase Of Stock-77,125,000USD-33,397,000USD-13,774,000USD——
Change In Cash43,741,000USD91,264,000USD116,046,000USD-310,505,000USD244,331,000USD
Begin Period Cash Flow363,855,000USD272,591,000USD156,545,000USD467,050,000USD222,719,000USD
End Period Cash Flow407,596,000USD363,855,000USD272,591,000USD156,545,000USD467,050,000USD
Other Cashflows From Investing Activities-454,802,000USD-513,305,000USD-882,036,000USD-935,998,000USD67,416,000USD
Other Cashflows From Financing Activities540,124,000USD790,420,000USD514,604,000USD24,948,000USD362,539,000USD
Unclassified Operating Cash Flow3,330,000USD-10,255,000USD-9,720,000USD-3,153,000USD—
Unclassified Investing Cash Flow-48,120,000USD515,243,000USD884,901,000USD944,496,000USD-65,611,000USD
Issuance Of Capital Stock——417,457,000USD0USD—
Unclassified Financing Cash Flow——403,683,000USD——
SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

Operating metrics

No operating metrics are currently published for this company.

Revenue breakdown

No revenue breakdown is currently published for this company.

Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.