Q4 2024 Earnings

Revenue

$18.4B-3.1% YoY

Gross Profit

$4.9B26.4% margin

Operating Income

$1.4B7.5% margin

Net Income

$1.3B6.9% margin

EPS (Diluted)

$1.78

QoQ Revenue Growth

+0.8%

Operating Cash Flow

$5.1B

Free Cash Flow

$5.1B

Stock-Based Comp.

Total Assets

$677.5B

Total Liabilities

$649.8B

Stockholders' Equity

$27.4B

Cash & Equivalents

$20.1B

Metric	Current	Year Ago	Change
Revenue	$18.4B	$19.0B	-3.1%
Gross Profit	$4.9B	$3.2B	+53.2%
Operating Income	$1.4B	$941M	+46.8%
Net Income	$1.3B	$607M	+109.4%

Prepaid legal plans and administrative-only contracts

$135M24%

Vision fee for service arrangements

$134M24%

Fee-based investment management services

$99M18%

Other revenue from service contracts from customers

$82M15%

Administrative Service

$68M12%

Distribution Service

$38M7%