Q3 2023 Earnings

Revenue

$15.9B-28.8% YoY

Gross Profit

$2.7B16.8% margin

Operating Income

$534M3.4% margin

Net Income

$489M3.1% margin

EPS (Diluted)

$0.56

QoQ Revenue Growth

-4.6%

Operating Cash Flow

$3.5B

Free Cash Flow

$3.5B

Stock-Based Comp.

Total Assets

$652.1B

Total Liabilities

$626.2B

Stockholders' Equity

$25.7B

Cash & Equivalents

$14.9B

Metric	Current	Year Ago	Change
Revenue	$15.9B	$22.3B	-28.8%
Gross Profit	$2.7B	$3.4B	-22.3%
Operating Income	$534M	$1.4B	-62.3%
Net Income	$489M	$1.2B	-57.9%

Vision fee for service arrangements

$144M26%

Prepaid legal plans and administrative-only contracts

$128M23%

Fee-based investment management services

$103M19%

Other revenue from service contracts from customers

$75M14%

Administrative Service

$65M12%

Distribution Service

$39M7%