Q2 2026 Earnings

Reported July 14, 2026

Quarter Comparison

Revenue

Net Margin

Income Statement

Cash Flow Statement

Balance Sheet

Operating metrics disclosed this quarter

Read from the filing itself — XBRL does not carry these, so no standard financial dataset has them.

AWM Assets Under Management
$5,140
As of June 30, (in billions) 2026 2025 Change Assets by asset class Liquidity $ 1,326 $ 1,131 17 % Fixed income 1,061 925 15 Equity 1,574 1,258 25 Multi-asset 939 809 16 Alternatives 240 220 9 Total assets under management 5,140 4,343 18 Custody/brokerage/administration/deposits 2,523 2,078 21 Total client assets(a) $ 7,663 $ 6,421 19 Assets by client segment Private Banking $ 1,559 $ 1,270 23 Global Institutional 2,079 1,772 17 Global Funds 1,502 1,301 15 Total assets under management $ 5,140 $ 4,343 18 Private Banking $ 3,824 $ 3,191 20 Global Institutional 2,312 1,907 21 Global Funds 1,527 1,323 15 Total client assets(a) $ 7,663 $ 6,421 19 %
AWM Total Client Assets
$7,663
As of June 30, (in billions) 2026 2025 Change Assets by asset class Liquidity $ 1,326 $ 1,131 17 % Fixed income 1,061 925 15 Equity 1,574 1,258 25 Multi-asset 939 809 16 Alternatives 240 220 9 Total assets under management 5,140 4,343 18 Custody/brokerage/administration/deposits 2,523 2,078 21 Total client assets(a) $ 7,663 $ 6,421 19 Assets by client segment Private Banking $ 1,559 $ 1,270 23 Global Institutional 2,079 1,772 17 Global Funds 1,502 1,301 15 Total assets under management $ 5,140 $ 4,343 18 Private Banking $ 3,824 $ 3,191 20 Global Institutional 2,312 1,907 21 Global Funds 1,527 1,323 15 Total client assets(a) $ 7,663 $ 6,421 19 %
CCB Client Investment Assets
$1,394.9
Selected metrics As of or for the three months ended June 30, As of or for the six months ended June 30, (in billions, except ratios and where otherwise noted) 2026 2025 Change 2026 2025 Change Business Metrics Number of branches 5,135 4,994 3 % 5,135 4,994 3 % Active digital customers (in thousands) 76,706 73,014 5 76,706 73,014 5 Active mobile customers (in thousands) 63,746 59,898 6 63,746 59,898 6 Debit and credit card sales volume $ 535.8 $ 487.2 10 $ 1,023.4 $ 935.9 9 Total payments transaction volume (in trillions) 1.9 1.8 6 3.7 3.4 9 Banking & Wealth Management Average deposits $ 1,078.4 $ 1,044.2 3 $ 1,069.0 $ 1,041.6 3 Deposit margin 2.70 % 2.76 % 2.66 % 2.72 % Business Banking average loans $ 18.3 $ 19.2 (5) $ 18.5 $ 19.3 (5) Business banking origination volume 0.7 0.9 (16) 1.5 1.7 (13) Client investment assets(a) 1,394.9 1,155.0 21 1,394.9 1,155.0 21 Number of client advisors 6,329 5,948 6 6,329 5,948 6 Home Lending Mortgage origination volume by channel Retail $ 10.6 $ 8.7 22 $ 19.3 $ 14.2 36 Correspondent 6.6 4.8 38 11.6 8.7 33 Total mortgage origination volume(b) $ 17.2 $ 13.5 27 $ 30.9 $ 22.9 35 Third-party mortgage loans serviced (period-end) $ 652.8 $ 653.3 — $ 652.8 $ 653.3 — MSR carrying value (period-end) 9.1 9.0 1 9.1 9.0 1 Card Services Sales volume, excluding commercial card $ 373.1 $ 340.0 10 $ 710.7 $ 650.6 9 Net revenue rate 10.37 % 10.06 % 10.57 % 10.22 % Net yield on average loans 10.39 10.04 10.62 10.17 Auto Loan and lease origination volume $ 12.3 $ 11.3 9 $ 22.7 $ 22.0 3 Average auto operating lease assets 21.1 15.2 39 % 20.8 14.4 44 %

Earnings Release

EARNINGS PRESENTATION SLIDES - FINANCIAL RESULTS - 2Q26 a2q26_earningsxpresentat July 14, 2026 2Q26 Financial Results Exhibit 99 2Q26 Financial highlights ROTCE1 29% ROTCE ex.

EX-99 2 a2q26_earningsxpresentat.htm JPMORGAN CHASE & CO. EARNINGS PRESENTATION SLIDES - FINANCIAL RESULTS - 2Q26 a2q26_earningsxpresentat July 14, 2026 2Q26 Financial Results Exhibit 99 2Q26 Financial highlights ROTCE1 29% ROTCE ex. significant items223% CET1 capital ratios3 Std. 14.1% | Adv. 14.2% Total Loss-Absorbing Capacity3 $590B Std. RWA4 $2.1T Cash and marketable securities5 $1.5T Average loans $1.5T 1 See note 3 on slide 9 2 See note 5 on slide 9 3 Represents the estimated Basel III common equity Tier 1 (“CET1”) capital and ratio and Total Loss-Absorbing Capacity for the current period 4 Standardized risk-weighted assets (“RWA”). Estimated for the current period 5 Cash and marketable securities represent HQLA and unencumbered marketable securities. Estimated for the current period. See note 1 on slide 10 6 See note 1 on slide 9 7 Includes the net impact of employee issuances. Ex...

Source

Exhibit EX-99

0001628280-26-048086

Filed July 14, 2026 at 1:52 PM UTC. The figures above are from the audited statements, not from this release.

CCB Auto 30+ Day Delinquency Rate

1.0%

Selected metrics As of or for the three months ended June 30, As of or for the six months ended June 30, (in millions, except ratio data) 2026 2025 Change 2026 2025 Change Credit data and quality statistics Nonaccrual loans(a) $ 3,506 $ 3,891 (10) % $ 3,506 $ 3,891 (10) % Net charge-offs/(recoveries) Banking & Wealth Management 87 102 (15) 172 199 (14) Home Lending (18) (21) 14 (33) (47) 30 Card Services 2,025 1,938 4 4,069 3,921 4 Auto 62 67 (7) 143 167 (14) Total net charge-offs/(recoveries) $ 2,156 $ 2,086 3 $ 4,351 $ 4,240 3 Net charge-off/(recovery) rate Banking & Wealth Management 1.03 % 1.22 % 1.04 % 1.20 % Home Lending (0.03) (0.04) (0.03) (0.04) Card Services 3.34 3.40 3.40 3.49 Auto 0.35 0.38 0.41 0.47 Total net charge-off/(recovery) rate 1.51 % 1.48 % 1.53 % 1.51 % 30+ day delinquency rate Home Lending(b) 0.83 % 0.93 % 0.83 % 0.93 % Card Services 1.91 2.06 1.91 2.06 Auto 1.03 1.12 1.03 1.12 90+ day delinquency rate - Card Services 1.00 % 1.07 % 1.00 % 1.07 %

CCB Auto Net Charge-Off Rate

0.3%

CCB Banking and Wealth Management Net Charge-Off Rate

1.0%

CCB Card Services 30+ Day Delinquency Rate

1.9%

CCB Card Services 90+ Day Delinquency Rate

1.0%

CCB Card Services Net Charge-Off Rate

3.3%

CCB Home Lending 30+ Day Delinquency Rate

0.8%

CCB Home Lending Net Charge-Off Rate

-0.0%

CCB Total Net Charge-Off Rate

1.5%

CCB Active Digital Customers

76.7K

Selected metrics As of or for the three months ended June 30, As of or for the six months ended June 30, (in billions, except ratios and where otherwise noted) 2026 2025 Change 2026 2025 Change Business Metrics Number of branches 5,135 4,994 3 % 5,135 4,994 3 % Active digital customers (in thousands) 76,706 73,014 5 76,706 73,014 5 Active mobile customers (in thousands) 63,746 59,898 6 63,746 59,898 6 Debit and credit card sales volume $ 535.8 $ 487.2 10 $ 1,023.4 $ 935.9 9 Total payments transaction volume (in trillions) 1.9 1.8 6 3.7 3.4 9 Banking & Wealth Management Average deposits $ 1,078.4 $ 1,044.2 3 $ 1,069.0 $ 1,041.6 3 Deposit margin 2.70 % 2.76 % 2.66 % 2.72 % Business Banking average loans $ 18.3 $ 19.2 (5) $ 18.5 $ 19.3 (5) Business banking origination volume 0.7 0.9 (16) 1.5 1.7 (13) Client investment assets(a) 1,394.9 1,155.0 21 1,394.9 1,155.0 21 Number of client advisors 6,329 5,948 6 6,329 5,948 6 Home Lending Mortgage origination volume by channel Retail $ 10.6 $ 8.7 22 $ 19.3 $ 14.2 36 Correspondent 6.6 4.8 38 11.6 8.7 33 Total mortgage origination volume(b) $ 17.2 $ 13.5 27 $ 30.9 $ 22.9 35 Third-party mortgage loans serviced (period-end) $ 652.8 $ 653.3 — $ 652.8 $ 653.3 — MSR carrying value (period-end) 9.1 9.0 1 9.1 9.0 1 Card Services Sales volume, excluding commercial card $ 373.1 $ 340.0 10 $ 710.7 $ 650.6 9 Net revenue rate 10.37 % 10.06 % 10.57 % 10.22 % Net yield on average loans 10.39 10.04 10.62 10.17 Auto Loan and lease origination volume $ 12.3 $ 11.3 9 $ 22.7 $ 22.0 3 Average auto operating lease assets 21.1 15.2 39 % 20.8 14.4 44 %

CCB Active Mobile Customers

63.7K

AWM Global Private Bank Client Advisors

4.1K

Selected metrics As of or for the three months ended June 30, As of or for the six months ended June 30, (in millions, except ranking data, ratios and employees) 2026 2025 Change 2026 2025 Change % of JPM mutual fund assets and ETFs rated as 4- or 5-star(a) 58 % 68 % 58 % 68 % % of JPM mutual fund assets and ETFs ranked in 1st or 2nd quartile:(b) 1 year 45 47 45 47 3 years 61 79 61 79 5 years 70 79 70 79 Selected balance sheet data (period-end)(c) Total assets $ 323,243 $ 268,966 20 % $ 323,243 $ 268,966 20 % Loans 293,386 245,526 19 293,386 245,526 19 Deposits 253,218 242,356 4 253,218 242,356 4 Equity 16,000 16,000 — 16,000 16,000 — Selected balance sheet data (average)(c) Total assets $ 308,845 $ 261,128 18 $ 300,001 $ 257,271 17 Loans 284,281 240,585 18 276,178 237,279 16 Deposits 260,092 248,375 5 256,916 246,253 4 Equity 16,000 16,000 — 16,000 16,000 — Employees 29,773 28,770 (d) 3 29,773 28,770 (d) 3 Number of Global Private Bank client advisors 4,119 3,756 10 4,119 3,756 10

CCB Number of Branches

5.1K

CCB Number of Client Advisors

6.3K

AWM Fund Assets Ranked in Top Half - 1 Year

45.0%

AWM Fund Assets Ranked in Top Half - 3 Years

61.0%

AWM Fund Assets Ranked in Top Half - 5 Years

70.0%

AWM Mutual Fund and ETF Assets Rated 4- or 5-Star

58.0%

CCB Auto Loan and Lease Origination Volume

$12.3

CCB Business Banking Origination Volume

$0.7

CCB Correspondent Mortgage Origination Volume

$6.6

CCB Retail Mortgage Origination Volume

$10.6

CCB Total Mortgage Origination Volume

$17.2

CCB Card Sales Volume Excluding Commercial Card

$373.1

CCB Debit and Credit Card Sales Volume

$535.8

CCB Total Payments Transaction Volume

$1.9

CCB Card Net Revenue Rate

10.4%