INDB Q4 2025 Earnings — Independent Bank Corp. Revenue & Financial Results | Market Cap Arena

INDBIndependent Bank Corp.

$4B

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$339M+37.5% YoY

Gross Profit

$254M74.9% margin

Operating Income

$100M29.4% margin

Net Income

$75M22.2% margin

EPS (Diluted)

$1.52

QoQ Revenue Growth

+1.1%

Cash Flow

Operating Cash Flow

-$34M

Free Cash Flow

-$42M

Stock-Based Comp.

-$7M

Balance Sheet

Total Assets

$24.9B

Total Liabilities

$21.3B

Stockholders' Equity

$3.6B

Cash & Equivalents

$230M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$339M	$247M	+37.5%
Gross Profit	$254M	$167M	+51.7%
Operating Income	$100M	$63M	+58.2%
Net Income	$75M	$50M	+50.6%

Revenue Segments

Investment Advisory, Management and Administrative Service

$12M42%

Deposit Account

$9M31%

Credit Card, Merchant Discount

$4M12%

Investment Advisory, Retail Investment and Insurance Service

$2M5%

ATM Charge

$1M4%

Credit Card Income

$795,0003%

Merchant Processing

$609,0002%