IBOC Q4 2024 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q4 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$263M+2.6% YoY

Gross Profit

$207M78.7% margin

Operating Income

$134M50.8% margin

Net Income

$115M43.8% margin

EPS (Diluted)

$1.85

QoQ Revenue Growth

-1.4%

Cash Flow

Operating Cash Flow

$115M

Free Cash Flow

$117M

Stock-Based Comp.

$45,000

Balance Sheet

Total Assets

$15.7B

Total Liabilities

$12.9B

Stockholders' Equity

$2.8B

Cash & Equivalents

$353M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$263M	$256M	+2.6%
Gross Profit	$207M	$204M	+1.2%
Operating Income	$134M	$136M	-1.5%
Net Income	$115M	$106M	+8.2%

Revenue Segments

Other service charges, commissions and fees Banking

$44M67%

Services charges on deposit accounts

$19M29%

Other service charges, commissions and fees, Non-banking

$3M4%