IBOC Q4 2018 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q4 2018 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$162M+11.6% YoY

Gross Profit

$145M89.4% margin

Operating Income

$73M45.1% margin

Net Income

$59M36.1% margin

EPS (Diluted)

$0.89

QoQ Revenue Growth

+0.8%

Cash Flow

Operating Cash Flow

$51M

Free Cash Flow

$46M

Stock-Based Comp.

$280,000

Balance Sheet

Total Assets

$11.9B

Total Liabilities

$9.9B

Stockholders' Equity

$1.9B

Cash & Equivalents

$317M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$162M	$145M	+11.6%
Gross Profit	$145M	$132M	+9.6%
Operating Income	$73M	$60M	+22.6%
Net Income	$59M	$45M	+29.4%

Revenue Segments

Service Charges On Deposit Accounts

$19M58%

Other Service Charges Commissions And Fees Banking

$11M35%

Other Service Charges Commissions And Fees Nonbanking

$3M8%