IBOC Q3 2025 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$273M+2.3% YoY

Gross Profit

$216M79.3% margin

Operating Income

$136M50.1% margin

Net Income

$108M39.8% margin

EPS (Diluted)

$1.74

QoQ Revenue Growth

+4.2%

Cash Flow

Operating Cash Flow

$115M

Free Cash Flow

$112M

Stock-Based Comp.

$20,000

Balance Sheet

Total Assets

$16.6B

Total Liabilities

$13.4B

Stockholders' Equity

$3.1B

Cash & Equivalents

$589M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$273M	$266M	+2.3%
Gross Profit	$216M	$203M	+6.4%
Operating Income	$136M	$127M	+7.5%
Net Income	$108M	$100M	+8.6%

Revenue Segments

Services charges on deposit accounts

$19M53%

Other service charges, commissions and fees Banking

$15M41%

Other service charges, commissions and fees, Non-banking

$2M7%