IBOC Q1 2025 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q1 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$252M-1.1% YoY

Gross Profit

$195M77.4% margin

Operating Income

$121M48.1% margin

Net Income

$97M38.5% margin

EPS (Diluted)

$1.56

QoQ Revenue Growth

-4.3%

Cash Flow

Operating Cash Flow

$140M

Free Cash Flow

$133M

Stock-Based Comp.

$45,000

Balance Sheet

Total Assets

$16.3B

Total Liabilities

$13.4B

Stockholders' Equity

$2.9B

Cash & Equivalents

$589M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$252M	$254M	-1.1%
Gross Profit	$195M	$193M	+1.0%
Operating Income	$121M	$123M	-1.7%
Net Income	$97M	$97M	-0.5%

Revenue Segments

Services charges on deposit accounts

$18M52%

Other service charges, commissions and fees Banking

$14M41%

Other service charges, commissions and fees, Non-banking

$2M7%