HWBKHawthorn Bancshares, Inc.

$231M

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$29M+5.2% YoY

Gross Profit

$21M72.0% margin

Operating Income

$8M26.1% margin

Net Income

$6M21.4% margin

EPS (Diluted)

$0.90

QoQ Revenue Growth

+0.2%

Cash Flow

Operating Cash Flow

$15M

Free Cash Flow

$13M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$1.9B

Total Liabilities

$1.7B

Stockholders' Equity

$174M

Cash & Equivalents

$17M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$29M	$27M	+5.2%
Gross Profit	$21M	$19M	+12.0%
Operating Income	$8M	$6M	+33.5%
Net Income	$6M	$5M	+34.5%

Revenue Segments

Banking

$969,00041%

Service

$884,00037%

Fiduciary and Trust

$536,00022%

HWBK Q4 2025 Earnings — Hawthorn Bancshares, Inc. Revenue & Financial Results | Market Cap Arena