HWBKHawthorn Bancshares, Inc.

$231M

Q2 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$20M-0.4% YoY

Gross Profit

$17M85.9% margin

Operating Income

$5M27.6% margin

Net Income

$4M22.7% margin

EPS (Diluted)

$0.66

QoQ Revenue Growth

+3.1%

Cash Flow

Operating Cash Flow

$2M

Free Cash Flow

$2M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$1.8B

Total Liabilities

$1.7B

Stockholders' Equity

$124M

Cash & Equivalents

$32M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$20M	$20M	-0.4%
Gross Profit	$17M	$18M	-5.4%
Operating Income	$5M	$6M	-10.4%
Net Income	$4M	$5M	-8.2%

Revenue Segments

Banking

$1M44%

Service

$835,00034%

Fiduciary and Trust

$296,00012%

Bank Servicing

$248,00010%

HWBK Q2 2022 Earnings — Hawthorn Bancshares, Inc. Revenue & Financial Results | Market Cap Arena