HTBK Q3 2025 Earnings — Heritage Commerce Corp Revenue & Financial Results | Market Cap Arena

HTBKHeritage Commerce Corp

$758M

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$67M+6.9% YoY

Gross Profit

$48M72.1% margin

Operating Income

$21M30.6% margin

Net Income

$15M21.9% margin

EPS (Diluted)

$0.24

QoQ Revenue Growth

+3.3%

Cash Flow

Operating Cash Flow

$19M

Free Cash Flow

$19M

Stock-Based Comp.

$736,000

Balance Sheet

Total Assets

$5.6B

Total Liabilities

$4.9B

Stockholders' Equity

$700M

Cash & Equivalents

$748M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$67M	$63M	+6.9%
Gross Profit	$48M	$41M	+17.7%
Operating Income	$21M	$14M	+42.3%
Net Income	$15M	$11M	+39.9%

Revenue Segments

Service charges and fees on deposit accounts

$898,000100%