HTBK Q4 2025 Earnings — Heritage Commerce Corp Revenue & Financial Results | Market Cap Arena

HTBKHeritage Commerce Corp

$758M

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$70M+1.3% YoY

Gross Profit

$54M76.3% margin

Operating Income

$22M31.1% margin

Net Income

$15M21.5% margin

EPS (Diluted)

$0.25

QoQ Revenue Growth

+4.5%

Cash Flow

Operating Cash Flow

$20M

Free Cash Flow

$20M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$5.8B

Total Liabilities

$5.1B

Stockholders' Equity

$709M

Cash & Equivalents

$22M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$70M	$69M	+1.3%
Gross Profit	$54M	$48M	+12.8%
Operating Income	$22M	$15M	+48.5%
Net Income	$15M	$11M	+42.3%