HTBK Q2 2025 Earnings — Heritage Commerce Corp Revenue & Financial Results | Market Cap Arena

HTBKHeritage Commerce Corp

$758M

Q2 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$65M+7.6% YoY

Gross Profit

$46M71.2% margin

Operating Income

$9M13.7% margin

Net Income

$6M9.8% margin

EPS (Diluted)

$0.10

QoQ Revenue Growth

+2.2%

Cash Flow

Operating Cash Flow

$8M

Free Cash Flow

$8M

Stock-Based Comp.

$176,000

Balance Sheet

Total Assets

$5.5B

Total Liabilities

$4.8B

Stockholders' Equity

$695M

Cash & Equivalents

$722M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$65M	$60M	+7.6%
Gross Profit	$46M	$40M	+14.8%
Operating Income	$9M	$13M	-31.7%
Net Income	$6M	$9M	-30.8%

Revenue Segments

Service charges and fees on deposit accounts

$929,000100%