HBT Q4 2019 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$806M

Q4 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$44M+4.1% YoY

Gross Profit

$42M94.4% margin

Operating Income

$21M46.4% margin

Net Income

$16M36.4% margin

EPS (Diluted)

$0.61

QoQ Revenue Growth

+3.6%

Cash Flow

Operating Cash Flow

$32M

Free Cash Flow

$31M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$3.2B

Total Liabilities

$2.9B

Stockholders' Equity

$333M

Cash & Equivalents

$284M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$44M	$42M	+4.1%
Gross Profit	$42M	$36M	+14.8%
Operating Income	$21M	$12M	+68.8%
Net Income	$16M	$12M	+35.0%

Revenue Segments

Service Charges On Deposit Accounts

$2M35%

Card Income

$2M33%

Wealth Management Fees

$2M32%