HBCPHome Bancorp, Inc.

$454M

Q3 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$34M+14.1% YoY

Gross Profit

$35M103.2% margin

Operating Income

$18M54.6% margin

Net Income

$15M44.5% margin

EPS (Diluted)

$1.79

QoQ Revenue Growth

+16.3%

Cash Flow

Operating Cash Flow

$12M

Free Cash Flow

$11M

Stock-Based Comp.

$594,000

Balance Sheet

Total Assets

$2.8B

Total Liabilities

$2.4B

Stockholders' Equity

$344M

Cash & Equivalents

$414M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$34M	$30M	+14.1%
Gross Profit	$35M	$27M	+29.0%
Operating Income	$18M	$11M	+68.7%
Net Income	$15M	$9M	+71.5%

Revenue Segments

Credit Card

$2M55%

Deposit Account

$1M45%

HBCP Q3 2021 Earnings — Home Bancorp, Inc. Revenue & Financial Results | Market Cap Arena