HBCP

MKT CAP:$485M

Home Bancorp, Inc.

Market Cap

$485M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$64.22+$6.78 (+11.80%)

Apr 22, 2026

Company Details

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It offers deposit products, including interest-bearing and noninte...

CEO

John W. Bordelon

IPO Date

Oct 8, 2008

Website

www.home24bank.com

Key Metrics TTM

Revenue

$210M

+3.3% YoY

Net Income

$46M

EPS (Diluted)

$5.95

Free Cash Flow

$44M

Revenue / Share

$26.75

Gross Margin

71.8%

Operating Margin

28.0%

Net Margin

22.2%

FCF Margin

21.2%

P/S

2.3x

P/E

10.4x

Earnings Reports

Q1 2026

Apr 20, 2026

NEW

$51M+0.5%EPS $1.45

FY 2025

Mar 6, 2026

$209M+4.9%EPS $5.87

Q4 2025

Mar 6, 2026

$53M+2.6%EPS $1.46

Q3 2025

Nov 3, 2025

$53M+3.7%EPS $1.59

Q2 2025

Aug 1, 2025

$52M+6.4%EPS $1.45

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q2 22	$34M	$32M	$11M
Q3 22	$38M	$34M	$13M
Q4 22	$40M	$35M	$13M
Q1 23	$41M	$34M	$14M
Q2 23	$44M	$33M	$12M
Q3 23	$46M	$34M	$12M
Q4 23	$47M	$32M	$11M
Q1 24	$48M	$32M	$11M
Q2 24	$49M	$32M	$10M
Q3 24	$51M	$34M	$12M
Q4 24	$51M	$34M	$12M
Q1 25	$51M	$35M	$14M
Q2 25	$52M	$38M	$14M
Q3 25	$53M	$38M	$16M
Q4 25	$53M	$38M	$15M
Q1 26	$51M	$37M	$14M

Valuation

Quarter	P/S	P/E
Q2 22	2.3x	7.4x
Q3 22	2.5x	9.5x
Q4 22	2.3x	9.4x
Q1 23	1.7x	6.5x
Q2 23	1.6x	6.2x
Q3 23	1.5x	6.1x
Q4 23	1.8x	8.2x
Q1 24	1.6x	7.8x
Q2 24	1.6x	8.5x
Q3 24	1.8x	9.8x
Q4 24	1.8x	10.0x
Q1 25	1.8x	9.3x
Q2 25	2.0x	9.9x
Q3 25	2.1x	9.7x
Q4 25	2.2x	10.0x
Q1 26	2.2x	10.0x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 22	$2M	$1M
Q2 22	$18M	$17M
Q3 22	$17M	$16M
Q4 22	$15M	$14M
Q1 23	$10M	$10M
Q2 23	$8M	$7M
Q3 23	$13M	$13M
Q4 23	$10M	$10M
Q1 24	$10M	$9M
Q2 24	$15M	$13M
Q3 24	$18M	$17M
Q4 24	$6M	$5M
Q1 25	$13M	$9M
Q2 25	$9M	$8M
Q3 25	$21M	$21M
Q4 25	$12M	$7M

Capital Expenditures

Quarter	CapEx
Q1 22	$340.0K
Q2 22	$937.0K
Q3 22	$627.0K
Q4 22	$802.0K
Q1 23	$199.0K
Q2 23	$944.0K
Q3 23	$382.0K
Q4 23	$497.0K
Q1 24	$1M
Q2 24	$2M
Q3 24	$642.0K
Q4 24	$546.0K
Q1 25	$4M
Q2 25	$846.0K
Q3 25	$833.0K
Q4 25	$5M

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q2 22	+17.7%	+59.6%
Q3 22	+11.6%	+61.1%
Q4 22	+36.2%	+60.4%
Q1 23	+48.2%	+21.2%
Q2 23	+27.3%	+32.2%
Q3 23	+23.2%	+38.7%
Q4 23	+17.4%	+33.6%
Q1 24	+15.1%	+32.9%
Q2 24	+13.1%	+25.3%
Q3 24	+9.9%	+15.0%
Q4 24	+9.7%	+11.5%
Q1 25	+7.4%	+3.3%
Q2 25	+6.4%	-2.5%
Q3 25	+3.7%	-5.0%
Q4 25	+2.6%	-3.0%
Q1 26	+0.5%	-0.8%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 22	$595.0K	2.1%
Q2 22	$545.0K	1.6%
Q3 22	$557.0K	1.5%
Q4 22	$744.0K	1.9%
Q1 23	$603.0K	1.5%
Q2 23	$569.0K	1.3%
Q3 23	$584.0K	1.3%
Q4 23	$619.0K	1.3%
Q1 24	$626.0K	1.3%
Q2 24	$640.0K	1.3%
Q3 24	$731.0K	1.4%
Q4 24	$767.0K	1.5%
Q1 25	$746.0K	1.5%
Q2 25	$799.0K	1.5%
Q3 25	$898.0K	1.7%
Q4 25	$934.0K	1.8%

OpEx Breakdown

Quarter	G&A	S&M
Q2 22	$13M	$648.0K
Q3 22	$12M	$658.0K
Q4 22	$13M	$550.0K
Q1 23	$12M	$307.0K
Q2 23	$13M	$442.0K
Q3 23	$12M	$638.0K
Q4 23	$11M	$759.0K
Q1 24	$12M	$466.0K
Q2 24	$13M	$485.0K
Q3 24	$13M	$382.0K
Q4 24	$13M	$667.0K
Q1 25	$13M	$429.0K
Q2 25	$13M	$461.0K
Q3 25	$14M	$515.0K
Q4 25	$16M	—
Q1 26	$19M	$494.0K

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$445M	$480M	$925M
Q3 22	$151M	$493M	$644M
Q4 22	$88M	$487M	$574M
Q1 23	$108M	$467M	$574M
Q2 23	$97M	$449M	$546M
Q3 23	$85M	$427M	$512M
Q4 23	$76M	$16M	$92M
Q1 24	$90M	$422M	$512M
Q2 24	$113M	$412M	$526M
Q3 24	$136M	$12M	$148M
Q4 24	$99M	$16M	$114M
Q1 25	$111M	$31M	$142M
Q2 25	$113M	$24M	$137M
Q3 25	$189M	$31M	$220M
Q4 25	$142M	$39M	$181M
Q1 26	$223M	$386M	$610M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q2 22	8M	-1.0%	-3.7%
Q3 22	8M	-0.6%	-3.2%
Q4 22	8M	-0.2%	-2.6%
Q1 23	8M	+0.2%	-1.6%
Q2 23	8M	-0.7%	-1.3%
Q3 23	8M	-0.5%	-1.2%
Q4 23	8M	-0.4%	-1.4%
Q1 24	8M	+0.4%	-1.2%
Q2 24	8M	-0.2%	-0.7%
Q3 24	8M	-0.6%	-0.9%
Q4 24	8M	+0.3%	-0.2%
Q1 25	8M	+0.4%	-0.1%
Q2 25	8M	-1.5%	-1.4%
Q3 25	8M	-0.5%	-1.3%
Q4 25	8M	-0.9%	-2.5%
Q1 26	8M	+0.5%	-2.4%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q2 22	$78.1K	438
Q3 22	$86.2K	438
Q4 22	$84.1K	475
Q1 23	$87.2K	475
Q2 23	$91.6K	475
Q3 23	$97.8K	475
Q4 23	$100.4K	467
Q1 24	$102.1K	467
Q2 24	$105.4K	467
Q3 24	$109.4K	467
Q4 24	$109.2K	471
Q1 25	$108.7K	471
Q2 25	$111.1K	471
Q3 25	$112.4K	471
Q4 25	$108.6K	486
Q1 26	$105.9K	486

Revenue / Employee