HBCP Q3 2020 Earnings — Home Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

HBCPHome Bancorp, Inc.

$454M

Q3 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$30M-2.0% YoY

Gross Profit

$27M91.3% margin

Operating Income

$11M36.9% margin

Net Income

$9M29.6% margin

EPS (Diluted)

$1.01

QoQ Revenue Growth

+3.0%

Cash Flow

Operating Cash Flow

$5M

Free Cash Flow

$5M

Stock-Based Comp.

$469,000

Balance Sheet

Total Assets

$2.6B

Total Liabilities

$2.3B

Stockholders' Equity

$313M

Cash & Equivalents

$186M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$30M	$30M	-2.0%
Gross Profit	$27M	$25M	+9.3%
Operating Income	$11M	$8M	+34.2%
Net Income	$9M	$7M	+28.1%

Revenue Segments

Credit Card

$1M54%

Deposit Account

$1M46%