HBCPHome Bancorp, Inc.

$454M

Q2 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$29M-0.1% YoY

Gross Profit

$24M83.4% margin

Operating Income

$8M28.2% margin

Net Income

$7M22.8% margin

EPS (Diluted)

$0.71

QoQ Revenue Growth

+1.3%

Cash Flow

Operating Cash Flow

$12M

Free Cash Flow

$10M

Stock-Based Comp.

$588,000

Balance Sheet

Total Assets

$2.2B

Total Liabilities

$1.9B

Stockholders' Equity

$313M

Cash & Equivalents

$72M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$29M	$29M	-0.1%
Gross Profit	$24M	$26M	-7.7%
Operating Income	$8M	$10M	-16.8%
Net Income	$7M	$8M	-15.4%

Revenue Segments

Deposit Account

$1M54%

Credit Card

$1M46%

HBCP Q2 2019 Earnings — Home Bancorp, Inc. Revenue & Financial Results | Market Cap Arena