HBCPHome Bancorp, Inc.

$460M

FY 2012 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$54M+20.0% YoY

Gross Profit

$47M86.4% margin

Operating Income

$14M25.6% margin

Net Income

$9M17.1% margin

EPS (Diluted)

$1.28

Cash Flow

Operating Cash Flow

$11M

Free Cash Flow

$10M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$963M

Total Liabilities

$821M

Stockholders' Equity

$142M

Cash & Equivalents

$43M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$54M	$45M	+20.0%
Gross Profit	$47M	$38M	+21.8%
Operating Income	$14M	$8M	+77.9%
Net Income	$9M	$5M	+79.5%

HBCP FY 2012 Earnings — Home Bancorp, Inc. Revenue & Financial Results | Market Cap Arena