FISI Q4 2020 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$608M

Q4 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$51M-2.1% YoY

Gross Profit

$41M81.4% margin

Operating Income

$15M30.4% margin

Net Income

$14M27.1% margin

EPS (Diluted)

$0.84

QoQ Revenue Growth

-2.2%

Cash Flow

Operating Cash Flow

$23M

Free Cash Flow

$22M

Stock-Based Comp.

$343,000

Balance Sheet

Total Assets

$4.9B

Total Liabilities

$4.4B

Stockholders' Equity

$468M

Cash & Equivalents

$94M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$51M	$52M	-2.1%
Gross Profit	$41M	$40M	+2.7%
Operating Income	$15M	$13M	+15.4%
Net Income	$14M	$13M	+5.3%