FISI FY 2020 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$608M

FY 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$204M-2.1% YoY

Gross Profit

$155M75.8% margin

Operating Income

$46M22.4% margin

Net Income

$38M18.8% margin

EPS (Diluted)

$2.30

Cash Flow

Operating Cash Flow

$43M

Free Cash Flow

$39M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$4.9B

Total Liabilities

$4.4B

Stockholders' Equity

$468M

Cash & Equivalents

$94M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$204M	$209M	-2.1%
Gross Profit	$155M	$162M	-4.3%
Operating Income	$46M	$59M	-23.1%
Net Income	$38M	$49M	-21.6%